I’ve always been good at living with a budget and also really good with numbers (seriously, I…

I use YNAB and love it… but I think it’s best suited to people who are already Type A, since it is a little labor-intensive. My guess is that a lot of people who like YNAB are actually more loyal to the lessons it teaches (be flexible, save for a rainy day, etc.), rather than the software itself.

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