I have “classic” YNAB which had a one-time charge for a software license that was good forever.

Yeah, I’m glad I started YNAB when it was a one-time fee. The $60 has paid for itself dozens of times over, in a buffer month, in bigger savings, in no credit card debt. (None of which I managed to accomplish during five years of using Mint, btw.). I’m slightly nervous that they’ll eventually end support for / stop upgrading the old desktop software.

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