By Corianne Payton Scally, Camille Anoll, and Patrick Spauster

Toward the end of 2007, the number of US homeowners at risk of losing their homes had doubled from just a year earlier. We clearly had a foreclosure crisis on our hands, and it was getting worse.

To respond, in December 2007 Congress launched the National Foreclosure Mitigation Counseling (NFMC) program, which ultimately helped 2.14 million homeowners. …

patrick spauster

@DavidsonCollege graduate, @Duff_cats ultimate player, fan of sport, music, and service. 🏠 research @urbaninstitute. Opinions are my own

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