On May 20, 2021, the Unique Identitfication Authority of India (UIDAI) released a Draft Aadhaar (Authentication and Offline Verification) Regulations, 2021 and after requests extended the deadline for feedback on draft regulations was extended to June 21, 2021.

A short thread with highlights and low downs of the draft…

Database of Digital lending apps and their playstore metadata

In the previous post on abusive digital lending apps, CashlessConsumer listed 10 apps which seem to have been indulging in abusive lending practices, possibly fraudlent / illegal activities including but not limited to money laundering, extortion.

Thanks to Anam Ajmal of…

Full deepdive in to History, Policy, Regulatory, Business, Technology, Privacy, Data governance aspect of Bharat Bill Payment System

On June 13th, CashlessConsumer conducted its first study circle studying all things Bharat Bill Payment System (BBPS). Reading materials for the session were circulated to registered participants. You can access them

Presentation Used :- https://docs.google.com/presentation/d/e/2PACX-1vRA7uZ14tJ8dj3GxXWdLm-6xkGoFxVSSnJjRv8hWzSbNfvh--3LHXoYs9M9c_P6d3fhQSn1Me5zATKe/pub?start=false&loop=false&delayms=3000

Federal Bank Sandbox API Test Repo :- https://gitlab.com/CashlessConsumer/federal-bank-bbps-apis

Entire Event Video :-

Summary of Discussion on Aarogya Setu Application, Reading list on Contact Tracing

A virtual discussion on the Aarogya Setu Application was conducted by HasGeek’s Kaarana community on 8th April, 2020. The video recording of the event is available on YouTube

In this discussion, Riddhi Shree, a security researcher working with Appsecco analysed the android…

In October 2018, CashlessConsumer had brought to your attention about privacy breach in BBPS[1] related to non-consensual retrieval of bill data of consumers by various apps / bill payment services operated by several authorized agents.

We wrote a letter to BPSS, RBI and copied to CEOs of NPCI and entities…

On Jan 22, PhonePe announced a feature which allows its users withdraw cash from nearby merchants by making paying the PhonePe merchant. Press release below.

This feature is extra-regulatory and does not have regulatory approval. Consumers are requested to use this at their own risk. RBI allows Cash at PoS online through debit cards through PoS machines with a limit of cash withdrawal upto ₹ 1000/- per day in Tier I and II centres and ₹ 2,000/- per day in Tier III to VI centres. PhonePe ATM press release doesn’t have any cap and lets users use UPI limits set by their respective banks.

Srikanth @logic

Pseudogeek #CashlessConsumer

Get the Medium app

A button that says 'Download on the App Store', and if clicked it will lead you to the iOS App store
A button that says 'Get it on, Google Play', and if clicked it will lead you to the Google Play store