In today’s society and future financial aid is one of the biggest political problems that many college students face. Television makes college look so amazing but doesn’t show you how much debt you’ll be in by the time you finish. This problem needs to be recognized and see that students shouldn’t pay for college. Student loans are available as well as scholarships, parent plus loans and so on. Why do we need to acquire such a great amount of cash from the administration while in different nations they don’t need to pay for school? Why can’t you claim insolvency on understudy credits and how hobby is being included visited the advances?
Why do we really pay more for our understudy advances than they truly are. When you choose to pay back your student loans that you have collected throughout the years, You must recall that more intrigued is included. On the off chance you ever decide to or whatever point you are taking out an student loan you ought to consider to what extent it will take you to pay back you advances. There are a wide range of ways you can have the capacity to lessens the expense. A great amount of people are on full grants, while the vast majority haven’t got a grant by any means. I accept most universities ought to give all their understudies some kind of grant, now relying upon how high your evaluations the more cash you get. It shouldn’t make any difference, on the off chance that you evaluations aren’t A’s and B’s that doesn’t mean you’re not sufficient for a grant. At the same time, for the individuals who haven’t got a grant or FAFSA secured your offset then here are a few things you have to do. You can lessen your educational cost by living at home and going to class as opposed to remaining focused. For the individuals who might want to keep focused you ought to think about being a RA. As a RA you will get your own room and your educational cost is less expensive. Before you simply up a leave for school you have to verify your financially stable to pay for your books, individual things and considerably more. In the event that your the normal school understudy your in all probability not financially stable, you have to think about getting as low maintenance work. Verify you don’t squander your cash on things you needn’t bother with. Graduating on time additionally issues you a reward.
In all actualities most countries doesn’t have to pay or have to pay little to nothing for their tuition. For example france have to pay tuition, but normally around 200 dollars at public universities. A far cry from what you’d pay in the United States, even in a state school, so it is still cheaper the the united states tuition. State funded college projects charge just a little educational cost expense of around 200 dollars for most projects. Other, more first class establishments have embraced a model that obliges understudies to pay charges that are in view of the wage of their guardians. Offspring of unemployed folks can consider for nothing, while more favored families need to pay more. This principle is legitimate for subjects of the European Union, however even the greatest expenses (about $14,000 every year) are frequently much lower than U.S. educational cost charges. A few colleges, for example, Sciences Po Paris, offer double degrees with U.S. universities. Also, Germany is home to numerous universally positioned open foundations. There are more than 900 colleges in Germany where American understudies can examine for nothing and without needing to learn German. The Germans accept that pulling in global understudies with free educational cost will permit German understudies examining English as a second dialect to wind up better familiar with understudies who have English as a first dialect. Additionally, they would like to pull in these understudies to say in Germany and join their work power. Although their is other countries such as Finland who is another country that doesn’t charge for tuition. Finland doesn’t have tuition fees but the government does warn foreigners that they have to cover living expenses. Imagine going to college and only worrying about room and board. Having this information makes me wonder why does america charge for tuition if other countries do not. What is america using our tuition money for and also is it benefiting us as students? There is a lot of questions as of to what we as students are paying for.
One of the best opportunities for college students that are stressed is student loan forgiveness or loan repayment programs. Those programs help you get rid of some or all of your loans in return for picking certain careers such as going into military service or some sort of volunteer work. The programs are also backed up by the federal government. About $100,000 can be removed and in other places more money can be removed. The only way that you can get into these programs is if you are eligible; however, that is with all loans. Loans can also be discharged but that is only if you were to pass away and a family representative has the copy death certificate sent to the school or the loan server. If you are not eligible you will have to pay off the loans regardless. You can be unemployed and still will have to pay the loans off. Colleges hold programs such as work study which is an on campus job. Work study allows students to earn money to help pay off expenses. How come all students do not receive work study? All students do not receive work study because it goes to students with the most financial need or students that have met the deadline for financial aid. Another problem can be not having enough job opportunities in certain majors during and after college. That can also put many students in unemployment or send them back to school for another major which makes them lose more money than before. In any major fields of study jobs are becoming harder to get into, how does the government expect us to pay off loans if they are not providing jobs we attended school for? We can and if we do it will take a lifetime.
It should be easier for college students in the United States to be able to attend school. Students in other countries have a better chance to greater education in college then we do. The reasons for that is, they go to school for free, they have lower tuition, and debt. The student’s problem is that we are put in a worse situation than when we started out in. For example, how is our loans going to be more than what was initially taken out. Students have to worry about how these loans are going to set you back in the future after they are done with college. The are many other worries but as students we need to find a plan to secure for the future.
By: Kaine Colon, Kyla Sander, Shanequa Burton, Keynaja Stark
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