Choose Your Own Adventure

Several years ago I was watching a hearing on C-Span regarding the cable industry (because I’m a geek like that). The executive that was testifying was making a strong case for why services would never be offered a la carte.

At the time, Netflix had just dipped its toe into streaming after offering DVDs by mail for several years.

Fast forward about 7 years and cable cord cutting has become a huge phenomenon. As of today, my subscription with Charter Cable is Internet only. The last piece of the puzzle I needed? The ability to sign up for a service called “Sling” that gives me access to ESPN.

“Choose your own adventure” service industries are popping up all over the place these days — although many of them are still limited to major metropolitan areas. Don’t want to sign up for a huge gym package just for spin class? You can now to “Soul Cycle” at $20 a class. It’s the same for other gym services.

Our careers have become the biggest “choose your own adventure” book of all. Long gone are the days where you work the same job from the day you graduate until the day you retire. Even in what used to be untouchable careers like teaching, pensions are disappearing and being replaced by self-controlled 401k plans.

We all have the ability to control our present and our futures in ways we’ve never had before. However, that control comes with great responsibility. Many of us no longer have the safety net that our parents and grandparents had to protect them from catastrophic financial risk.

Nonprofit Account Manager for The Engage Group; Raising money to build a windmill through crochet -

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