I’m with you.
A while back (five years exactly, actually) I became quite ill, and had to have my spleen and part of my pancreas removed. My surgeon was pretty sure, once they opened me up, they’d find cancer. It gave me a good excuse to get my affairs in order, and I made my husband and daughter promise there’d be no services or headstone, etc.
Lucky for me, there was no cancer. So far, so good with the pesky pancreas, as well. But, I’m still glad we got that settled.