Best Mobile App to Send Money to Nigeria
Did you know that just a decade ago, sending money to Nigeria meant dealing with queues and fees? But today, thanks to the fintech era, we have a plethora of mobile apps that facilitate international money transfers. But which ones shine when it comes to sending funds to Nigeria? Let’s explore the top contenders and discover how they stack up.
Top Mobile Apps to Send Money to Nigeria
1. Premiumreal
Premiumreal is a multi-currency financial app for Nigerian students and immigrants in Canada. It caters to the needs of the immigrant community, offering solutions for tuition payments, remittances, and more. Here’s why Premiumreal stands out:
Zero Fees: Enjoy fee-free secure cross-border money transfers, airtime, cable and internet subscriptions.
Tuition Payments: Nigerian students can pay tuition to Canadian universities and colleges with a nominal fee of 25 CAD.
Swift Processing: Expect funds to reach Nigerian bank accounts from Canada within 1–2 business days.
Coverage: Premiumreal operates in Canada, enabling zero-free remittances to Nigeria.
Accessibility: Mobile
Customer Support: Premiumreal offers 24/7 assistance via phone, social media and email support.
2. LemFi (formerly Lemonade Finance)
LemFi simplifies international money transfers. With LemFi, you can open accounts in US Dollars, Canadian Dollars, and Great British Pounds within minutes. Here’s what makes LemFi special:
Multi-Currency Accounts: Open accounts in USD, CAD, and GBP.
Zero Transfer Fees: Move money globally without paying extra.
Request Payments: Send money requests or share payment links for easy transactions.
Coverage: LemFi operates in the US, UK, and Canada, enabling zero-fee remittances to 21+ countries.
Accessibility: Mobile
Customer Support: LemFi offers assistance via phone, website request and email support.
3. Pesa (formerly Pesapeer)
Pesa aims to bridge financial borders, allowing individuals to manage their currencies across countries. User feedback emphasizes its security features and competitive rates. Here’s what makes Pesa special:
Safety First: Pesa ensures secure money transfers.
Competitive Fees: Enjoy affordable rates.
Global Solution: Manage currencies across countries, all within a single wallet.
Coverage: Pesa operates in the US, and Canada, enabling zero-fee remittances to 41 countries.
Accessibility: Mobile
Customer Support: Pesa offers assistance via office walk-in, phone, live chat and email support.
4. WorldRemit
WorldRemit simplifies online money transfers to Nigerian bank accounts. Here’s why you’ll love it:
Affordability: Competitive fees.
Convenience: An easy-to-use online platform for hassle-free transactions.
Cash pickup: Send money to be collected in cash by your receiver at any of their pickup locations
Coverage: WorldRemit operates in the US, UK, Canada, Australia, Germany, France, Malaysia, Netherland, New Zealand, Spain, and Sweden, enabling zero-fee remittances to 90 countries.
Accessibility: Mobile
Customer Support: WorldRemit offers assistance via phone support.
5. TransferWise (Now Wise)
Formerly known as TransferWise, Wise offers transparent and efficient international transfers. Here’s why you’ll love it:
Low Fees: Competitive rates and real exchange rates.
Speed: Fast and efficient service.
Make multiple/bulk payouts faster
Coverage: Wise operates in the US, Uk, Australia, Brazil, India, New Zealand, Philippines, Singapore, UAE, Israel, Indonesia, Japan, China and Canada, enabling zero-fee remittances to 77 countries.
Accessibility: Mobile
Customer Support: Wise offers assistance via phone and email support.
Choose the method that aligns with your needs — whether it’s Premiumreal, LemFi, Pesa, or WorldRemit and TransferWise. Transfers to Nigeria are now quick and easy, no more high fees or complications.
Reflect on your priorities. Are you seeking fast transfers, competitive exchange rates, or other financial services? Each app has its strengths — pick the one that aligns with your needs.
Visit the app store on your smartphone. Download the app(s) you’re interested in. Take a tour, explore the features, and get comfortable with the interface. Sign up for an account. Follow the registration process, providing accurate information. Most apps require identity verification for security reasons. Make a small test transfer to ensure everything works.
This step helps build confidence in your chosen app. If you find an app that impresses you, share it with friends and family. Word-of-mouth recommendations matter, especially when it comes to financial services.
By Gift Ujuaku
