My Simple Hacks To Save For Overseas Vacation

Like each one of us here, my one constant desire till last month was to travel overseas! The lazy one that I am, I needed simple hacks, tricks, and methods, that would make it happen for me. Here are 5 ways I used to travel to my dream destination on a budget:

Time = Money

There really is never a “good” time to start saving for a foreign trip. I started off with doing odd jobs when in college to save up for this trip. I worked at a local pizza place and worked overtime. The salaries and tips went into two piggy banks. 30% for my daily expenses and 70% into the holiday travel pool. I realized rather young that putting it off for next month, next season, next year, or the like would only delay things and I would almost never get going. To make it stricter still, I opened a savings account in a co-operative bank, away from home, and kept my 70% savings there. I ensured the bank did not have many branches, no Central Banking System (which meant I couldn’t draw from any other branch) and did not even avail the Cheque Book facility.

Realistic isn’t only a genre of cinema

While I had even better destinations I could go to, e.g. the Caribbean, and also dreamt of going on a World Tour, planning such an extravagant jaunt and beginning to save for it could have been a pipe dream really. It was evident to me that I needed a whole lot more money for a trip of that sort. Choosing a destination and an itinerary that fit my backpacking budget was more realistic and my focus to save for my foreign trip did not waver.

Saving the best for later

Avoiding over indulgence until the last moment, crossing out extravagant spends and purchases made into the plan to make sure I make the most of my trip and not lose all the money, lest there be unaccounted for and unplanned expenses at the end. While saving for a foreign trip, anything more than savouring the must-have experiences spent on would be an indulgence. The pleasure of having more money than expected or planned at the end was certainly a delight, making my return journey Duty Free shopping, a feast.

Resorting to the last resort

While everything was planned and accounted for, the savings in spite of all the efforts, did not match up to the amount I needed to see about and live for the planned number of days. I wouldn’t have let go of my dream so easily and I had already procured the Visa and air tickets. So, here I was with just half the money and all leaves sanctioned from my day job.

The opportunity that came as a breeze was a credit line which gave instant approval in 4 minutes and the entire application process could be completed via the app. My day (and life) was saved!


Being a little frugal, a little smart, determined and setting a goal for myself, made my experience memorable and a great life lesson on planning and saving. You too can travel your dream destinations on a budget!