It is not cool to come from money when your friends are struggling to make rent.
Sounds pretty cool to me. If I were rich I certainly wouldn’t be complaining. But if you really want to be “absolved of your privilege” then just give all your money away. I would be happy to take it off your hands if that would help you to feel better.
I know we live in the age of the “poor me” I am some kind of victim. But your real problem is that you haven’t got any reason to claim you are some kind of victim. You have got imagination though. I have never heard anyone complaining about being rich before.