I’m here to give you the view from on the ground as a tech entrepreneur in Europe, having been part of the team that built Skype here in Estonia and now as founder and chair of TransferWise. And as a tech entrepreneur, I find the recommendations from the Lamy High…

Me and Kristo started working on TransferWise because of our own frustration — banks were overcharging and under-serving for a simple service. And lying about it. We found a better way of doing this and we thought we can help few others around the world with a similar need. At…

I was in my early 20s when Estonia joined the EU. For a kid who’d grown up in the Soviet Union, it seemed like my country had come of age. For a country that had been isolated and cut off from the rest of the world, it seemed like we…

The world is becoming more global. More than ever people are proactively deciding where to live, where to study, where to work. Sometimes it’s out of necessity, sometimes it’s out of choice. But the opening up of the world thanks to technology and other factors like simpler regulation means we…

When we were setting up TransferWise six years ago, London was the obvious choice for us We even turned down Silicon Valley’s biggest investors at our Series A round because they had one condition: they would invest if we moved from London to Silicon Valley. We said no. Fortunately they…

A picture’s worth a thousand words. This is an internal memo from Santander shared with the Guardian. I don’t have much to add. We started TransferWise because of this. …

I’ve been lucky enough to see firsthand two ideas make it from the back of a napkin to global businesses — first at Skype and now at TransferWise. Looking back, the ideas behind both companies seem like common sense: letting the whole world speak for free and making international transfers…

I was pretty vocal about being anti-Brexit before the Referendum vote. Of course I would be: an Estonian immigrant living in London, working in tech. A beneficiary of the free movement of talent in the EU, both as an individual and as someone building a business here. …

THE BIGGEST CHALLENGES FACING THE WORLD TODAY ARE GLOBAL. Climate change, migration… they transcend national borders and require an international response. Yet the world’s not coming up with any real solutions. It’s an old paradigm based on self-interest and self-preservation. International organisations are failing to overcome national interest. Even smaller regional organisations, like the European Union, are distracted, to…