10 Most Popular Payment Gateways in India — Techies Infotech

6 min readSep 25, 2018

The web is the new home to us, the Homosapiens.

World today has become so much engrossed in the internet web that people now have found the ways to commence their business through it. From large tycoons to small merchants, everyone is using online ways to earn money. Since it is the exchange of money, people need to choose their payment gateway minutely so that there are no chances of any kind of fraud or monetary loss.

It is suggested that people should have at least 3 payment gateway sources so that the customer can get a choice to which source to use. This whole article is about payment gateways. But what are payment gateways? Why are they important? Why is it necessary to have a payment gateway while doing online business?

Well, Payment gateways are the agencies or the companies which transfer the money from one person or organization to other over the web. Since it is all online, money is stored and transferred in form of digital points. Now, let’s get started.

1) Atom Paynetz Payment Gateway service

Payment Solutions for every Business.

With over 100 payment options, 15 million+ transactions and 4500+ strong merchants all over the world, Atom is a progressive Payment Service Provider promoted by FT Group.

The annual maintenance charges get applicable from the second year onwards with the amount of Rs. 2400. Transaction fee per Transaction varies from the mode of payment used.

Pivotal features of Atom Paynetz are:

International Payment / Credit card Support: Not supported
Settlement days: in T+2 days
Mobile App Integration: Only Android as of now.
Customer Support: Phone number is given on the Contact Us page, which could be used to contact the customer support executives.
Multi-Currency Support: Not Supported
Withdrawal Fees: Zero
No of Days to start a transaction: Within 5–6 days

Atom Paynetz Payment Gateway Contact Details: Call 022–6686 4010.

2) CCAvenue Payment Gateway

Revolutionizing collections and Payments

CCAvenue Payment Gateway is one of the Advanced Payment Gateways in Indian Market. With 200+ Payment options and around 6 Credit Card facilities, this agency is showing its future motive to take over the web crystal clear. Taking on the web doesn’t only mean taking over the web of India, but the whole world; hence it offers the payment option in 27 major currencies and allows multilingual payment page in 18 major Indian and international languages.

Have a Gala Time starting the CCAvenue Payment Gateway for its initial setup fee is Nil. The annual maintenance charges are just Rs. 1200. Transaction Fee per transaction is varied on the basis of source chosen.

Some of its key features are:

International Payment / Credit card Support: Supported on CCAvenues.
Withdrawal Fees: Free.
Settlement days: CCAvenue settles payments on a weekly basis for all amounts over & above of Rs. 1000.
Mobile App Integration: Android, iOS, and Windows.
Multi-Currency Support: CCAvenue allows collection of payments in 27 major foreign currencies
Customer Support: Their website claims 24x7x365 days of Voice, Chat and emails support.
Documentation required: List of documents required is mentioned on the official CCAvenue site.

CCAvenue Payment gateway Contact Details: +91 22 67425555

3) DirecPay Payment Gateway Service

Because the Customer Experience Matters

DirecPay is one of the most reliable and reasonable Payment Gateway available in Indian Market. It is one of the largest payment service providers on the Indian Web.

Let’s have a glimpse to their reasonable charges:

Annual maintenance Charge: Zero.
Transaction Fee per Transaction: variable transaction fee applies
Domestic Credit and Debit cards: Flat fee @ 2%
Wallets: Flat fee @ 2%
Taxes extra as applicable from time to time.

Some of its chief features are:

International Payment / Credit card Support: Supported
Withdrawal Fees: Zero
Mobile App Integration: Android and iOS.
Customer Support: Customer support not available over weekends.
Settlement days: Settlement in T + 2 days.
Multi-Currency Support: US$ is supported.
Documentation required: Business registration documents.

DirecPay Payment Gateway Contact Details: Call +91 96197 12858 Email contact@direcpay.com

4) EBS Payment Gateway

Global capabilities, local expertise

All hail to the E-Billing Solutions for they are the First Indian Merchant account providers to achieve PCI DSS 3.0 standards of compliance. It has also been certified and audited by ISO 27001–2013 Standards making it one of the most secure service providers across the globe.

They ask for no Fee over Initial Setup but the Annual Maintenance charges are Rs. 2400 flat applicable every year. The transaction charges per transaction vary according to the package you select.

Key Features of EBS Gateway are:

International Payment / Credit card Support: EBS Payment gateway accepts Visa, Master Card, American Express, JCB & Diners cards.
Multi-Currency Support: EBS Payment Gateway supports 11 major foreign
Withdrawal Fees: Free of cost.
Settlement days: Settlement takes place within 2–3 days.
Customer Support: Not available over weekends
Mobile App Integration: Windows, iOS, and Andriod.

EBS Payment Gateway Contact Details: Call +91–22–44887000

5) Emvantage Payment Gateway Service

Convenient, Fast, Reasonable and Reliable

If we talk about the proofs, Emvantage has proven its worth by getting certified by PCI-DSS V3.1; leading the Indian Markets.

Their Annual Maintenance and Per Transaction fees are variable and highly dependent upon the package selected.

Pivotal Features of Emvantage are:

International Payment / Credit card Support: Not supported.
Domestic Credit cards supported: All Indian Mastercards, VISA, Maestro andRupay cards acceptable.
Multi-Currency Support: not available.
Withdrawal Fees: Zero.
Settlement days: T+2 is the settlement cycle.
Customer Support: Is accessible over weekdays.
Documentation required: Yes.
Mobile App Integration: Android, Windows, and iOS.

Emvantage Payment gateway Contact Details: Call +91 120 4328545 Email sales@emvantage.com

6) InstaMojo Payment Gateway

The business now Strain less!

InstaMojo is one of the thriving payment gateway agencies in India. Providing their services at the most reasonable costs, this agency has become an integral part of many new firms’ favorites’ list. Moreover, InstaMojo provides its clients the assistance of collecting the payments over the internet with or without a website.

Talking about its charges, they have the least annual maintenance charges. It is ZERO. Yes, you read right; InstaMojo doesn’t charge a penny for its maintenance cost. Coming to transaction fee, they charge Flat Fee @ 2% + Rs. 3 per transaction.

Let’s cover some of its key features to understand it better.

International Payment: Not Accepted
Credit Card Payments: Not Accepted
Mobile App Integration: Not yet but might come with it soon.
Withdrawal Fees: Nil
Documentation Required: As listed in the post-sign-up form.
Multi-Currency Support: Not supported. Only Indian Rupee Currency.
Customer Support: Although The Customer Care Helpline is closed on weekends, they are pretty active on the weekdays.
Supported eCommerce CMS System: All major ones such as Magento, Prestashop, Opencart etc.
Settlement days: 3 days in your connected Bank account.

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