The cost of an internship
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Maintenance and upkeep

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People routinely underestimate the day-to-day costs associated with living and travel. People tend to focus on big wins with rent and airplane tickets, while ignoring the slower, constant trickle of basic services and entertainment.

In NYC, I have never been one to shop in the neighborhood in which I live. Word on the street and non-internet tips are gold for food and basic services.