Finding a house or an apartment to rent or to buy in Saigon is probably one of the most crucial factors in making your transition to Vietnam a success story.

Ho Chi Minh City has a plethora of options available to suit all budgets from low-cost studio apartments to international-standard luxury homes.

The decision will depend on several factors: what type of accommodation you prefer to live in and can afford, what part of town (district) you want to live in, and what amenities come with your future home.

It is a renter’s market in HCMC, plain and simple. Until 2008, there was a lack of mid-range rental accommodation. Up until then, landlords could pick and choose who they rented to. There are resident horror stories about being evicted to make way for others willing to pay an extra million Đồng along with tales of increased rental prices mid-contract.

Fast forward to today’s market where rents are about one-third to half of what they were in 2008. With the collapse of the real estate sector along with a glut of mid-ranged options (USD800 to USD1,500 per month), it is no wonder that there is an abundance of options for incoming residents to the city.

According to Vietnamese law, Việt Kiều and foreigners can possess a single house ownership certificate. Foreigners can only purchase non-landed (apartments, condominiums) property for the duration of 50 years. Under these regulations, a foreigner is only allowed to live in the property and is not allowed to lease the property to others. Once the ownership certificate has expired, the foreign home owner must sell or donate their property within 12 months.

Buying property has not really taken off with the expatriate community. According to a statistic from the General Department of Land Management, less than a 1000 properties are sold every year to foreign investors. While foreigners have been able to buy property since 2008, the policies allowing foreigners to own land have been restrictive.

If you are looking for buying or renting, we present you here a selection of the best apartments and house complexes for expatriates.