Tim TalsmaA rate in the 3’s is still damn good.In October of 2021 I wrote an article detailing the expectation that both interest rates and home prices will climb throughout 2022. (You…Jan 10, 2022Jan 10, 2022
Tim TalsmaWhy Today’s Housing Market is Actually a BargainDespite the steady increase in home prices pointing to the contrary, there are still some On-The-Fence Buyers who want to, “wait for prices…Oct 12, 2021Oct 12, 2021
Tim TalsmaWhy the Fed Cuts Don’t Affect Mortgage RatesI cannot stress this enough — when the Fed announces a rate cut, it does not mean that mortgage rates will drop overnight as a result. The…Nov 6, 2019Nov 6, 2019
Tim TalsmaDon’t Run From Running Your Credit!I see it every time I mention it to a hopeful first-time homebuyer. That cringe of discomfort when I explain that in order to be…Jul 16, 2019Jul 16, 2019
Tim TalsmaUnderstanding Your Mortgage PaymentUnlike rent, which consists of, well… rent, your monthly mortgage payment can be made up of several different components. You may hear the…Jul 16, 2019Jul 16, 2019