TurnKey Tip #2

Hello again, friends. I underestimated how much I would enjoy writing this and reading your comments and helping people keep more of their hard-earned money. So, from the bottom of my heart, thank you for stopping by.

Alright, enough of the sappy stuff. *wipes eyes* Let’s get back into it. You didn’t come here to cry…you came here to save some MONEY!!!

Checkout 51

I’ll admit…this is one of my least-used apps. I keep it around though, because saving money a little at a time is still saving. The best thing to do is take a scroll through the available offers before you go shopping and select the ones that you feel you might use ahead of time. I say that because there are only a select number of each offer that can be used each week. After they are used up, that offer is off the board. Offers are available for a number of brand name items like Oreos, Tic-Tac’s, Nature Valley, Scott, and others. You then select the offers you want to use and take a picture of your receipt to earn your cashback. We don’t use this one very much since we usually try and buy generic, but sometimes you just want to save some money on a couple packs of Oreos! :)

Groupon ( https://www.groupon.com/visitor_referral/h/74c549c5-81f8-4bbd-bf41-1df1d314c08d)

Depending on where you are, you might use Groupon a couple of different ways. When I lived in Rochester, I was looking at it daily. Whenever I travel to a new city, I check out Groupon for great local eateries and attractions. However, in more rural areas, it can be tough to find local deals near you.

Regardless of where you are though, Groupon is an excellent place to start looking for household goods. You can find electronics like Roku, Chromecast, unlocked smartphones, iPads, and computers. You can also find clothing, bed sheets, TV wall mounts, and cookware. And let’s not forget about Groupon Getaways. Some of these are still pretty pricey and have very specific terms, but sometimes you can find a good deal on a hotel stay at a new destination.

No matter how you plan on using it, Groupon has a little bit of something for everyone. And, for the Discover card holders out there, there always seems to be a 5% cashback bonus for Groupon. Like I said yesterday, there’s nothing I love more than doubling down on a deal.

Ibotta (hc7wuq)

Strap in for this one…we might be here a while. Ibotta is easily my most used app, and the one that I have made the most money from. While you’re out shopping, open up the app and “unlock” deals on grocery items like cereal, pasta, rice, milk, eggs, fruit, soda, and body wash by scanning the UPC code of the item while in the app. Then take a picture of your receipt when you get home and VOILA! The cash is deposited in your Ibotta account within 24 hours, and you can cash out (via PayPal, Venmo, or gift card) once you hit $20. Double down on your grocery purchases by using a card like the American Express Blue Cash Everyday, that gives you 3% back at supermarkets, and you start seeing the savings roll in real quick.

You didn’t think that was it though did you? You can also save on your retail purchases at stores like Kohl’s, American Eagle, Best Buy, Bed Bath & Beyond, Home Depot, Staples, and H&M. Combine that with any rewards cards that you have with those specific retailers, or specific cashback offers from one of your credit cards, and we are starting to talk about big savings.

Now, remember yesterday when I told you I would show you how to triple down on savings through Ibotta? First, you should already have the Groupon, Jet, Boxed, and Hotels.com apps on your phone. If you open Ibotta, and then launch one of those other apps from inside Ibotta, you will earn cash back on those purchases as well! I’ll use the purchase I made today as an example. First, I opened Ibotta and then launched the Boxed app. Then I spent $50 to use the very AmEx Deal that I mentioned yesterday, which gave me $20 back and dropped my net cost down to $30. Then, since I went through Ibotta, I earned 20% back on my purchase, which gave me another $10 back and dropped my net cost down to $20. Oh, and I forgot to mention I also used a free shipping code, some Boxed rewards dollars, and got my two free samples. All in all, the net cost of my purchase today was less than $20 for over $50 worth of stuff. BOOM!

That should do it for tonight. Tomorrow I’ll be reviewing Jet, Raise (my second favorite app), and Receipt Hog.

I love talking to you guys one-on-one, so please feel free to PM me or email me at tim.a.schuldt@gmail.com. Happy saving!

Yours in frugality,