What are we discussing here? In this piece, we will delve into a method that empowers banks with deeper insights into their existing operations, facilitating a structured approach to discerning primary revenue sources and gearing up for impending challenges. Visualize this scenario: You’re a bank CEO going through the quarterly…

Hey all, We are moving on with exploring the frontiers of improving efficiency in the lending business. Introduction: In today’s high-stakes banking industry, continuous innovation, strategy implementation, product development, and operational efficiency enhancement are more than just buzzwords; they’re the lifeline to staying competitive. New products or processes may be…

Hey all, We are continuing on the first round of articles about analytics. Here you can find the first two articles: first one and second one. Problem example: Data censoring, or the process in which some data is not available or biased, presents a significant problem for businesses across various…

Hi all, Today we are continuing with our series of articles about data usage, AI/ ML modeling, and analytics in banking. The first article you can find here or here. Start In today’s data-driven world, businesses have a wealth of information available to them, gathered from a myriad of sources…

Hi all, Today we are starting our series of articles about data usage, AI/ ML modeling, and analytics in banking. First one is going to be about issues with data availability. So, let’s start. In today’s banking sector, institutions may find themselves perched upon a false sense of data availability…

by Dmitriy Wolkenstein, CEO at TIMVERO By leveraging the right technologies and tools, financial institutions save a lot of money and stay ahead of their competitors. But how to understand if the tech stack you’re using is “right”? My name is Dmitriy, I’m CEO at TIMVERO and in this article…

by Dmitriy Wolkenstein, CEO at TIMVERO Welcome everyone, Thanks to Marcel van Oost's post previous two articles got way more attention than I expected, and I really appreciate it. I genuinely hope that the articles that we are creating with our, basically, core team — I'm creating idea and basic…

by Dmitriy Wolkenstein, CEO at TIMVERO Hey all, In this article series, I’m pointing out a list of questions that digital banks (and probably your bank as well) must address. Here are they: How to select a suitable business model? How to choose economically viable lending forms? How to determine…

by Dmitriy Wolkenstein, CEO at TIMVERO Hey everyone, We’ve decided to start this blog with a post on “How can challengers start lending?”. This based purely on my opinion, shored up with some real-live banking experience and common sense. …