Tommy NicholasImmigration StatusAlloy is making an important update to our Terms Of Service: financial institutions may not use Alloy’s product to deny a customer access…Mar 18, 2019Mar 18, 2019
Tommy NicholasThe cost of no identityIdentity is kind of our thing at Alloy. We spend our days figuring out how to assess people’s identities using data, ensuring people…Nov 16, 2018Nov 16, 2018
Tommy NicholasFintech Needs Business Model InnovationI love fintech, but fintech got problems. Financial technology has plenty of hype, with many going as far as to say banks are going to have…Feb 18, 20175Feb 18, 20175
Tommy NicholasWhat’s stopping users from loving fintech?Average people do not love fintech. In fact, in many cases they hate it. I’ve seen this first hand since I took the (currently on pause)…Dec 23, 2016Dec 23, 2016
Tommy NicholasOdd bedfellows: what a Bitcoin company can learn from the strange history of VISAWhen the founder of VISA Dee Hock joined the advisory board of Bitcoin startup Xapo, it seemed pretty strange to me. After all, Bitcoin’s…Dec 23, 20162Dec 23, 20162
Tommy NicholasWhy is raising your seed round pre-launch often easier?Investors love traction. Even at the early seed stage, almost every investor has “traction” near the top of their list for what they look…May 24, 2016May 24, 2016
Tommy NicholasWhy simpler is always betterIn 2010, a multi-featured location-based app called Burbn pivoted and became a simple photo-sharing app called Instagram. Less than 2 years…Feb 6, 2016Feb 6, 2016
Tommy NicholasinShekel MagazineOdd bedfellows: what a Bitcoin company can learn from the strange history of VISAWhen the founder of VISA Dee Hock joined the advisory board of Bitcoin startup Xapo, it seemed pretty strange to me. After all, Bitcoin’s…Jun 12, 2015Jun 12, 2015
Tommy NicholasinShekel MagazineWhat’s stopping users from loving fintech?Average people do not love fintech. In fact, in many cases they hate it. I’ve seen this first hand since I took the (currently on pause)…Jun 8, 2015Jun 8, 2015
Tommy NicholasThe male-only version of the Female Founders ConferenceJessica Livingston, Y-Combinator, and Hacker NewsJan 22, 2014Jan 22, 2014