IDFC FIRST Select Credit Card vs IDFC FIRST Wealth Credit Card
IDFC FIRST Bank, one of India’s leading private sector banks, has two popular credit cards in its portfolio — IDFC FIRST Select Credit Card and IDFC FIRST Wealth Credit Card. These credit cards cater to different segments of customers, and the choice between the two ultimately depends on an individual’s financial needs and lifestyle preferences.
The IDFC FIRST Select Credit Card is designed for customers who prefer a premium lifestyle and value rewards and benefits. It offers a range of features that include reward points on all transactions, complimentary airport lounge access, fuel surcharge waiver, and more. The cardholders can earn 10 reward points for every Rs. 100 spent on dining, entertainment, and shopping, while they can earn 1 reward point for every Rs. 100 spent on other categories. Cardholders can also earn up to 50,000 reward points as a welcome gift and 10,000 reward points as renewal benefits.
Another significant benefit of the IDFC FIRST Select Credit Card is that it offers complimentary airport lounge access to the cardholder and their accompanying guests. This benefit can be availed at select domestic and international lounges. Cardholders can also enjoy a fuel surcharge waiver of 1% at all fuel stations across India, subject to a maximum of Rs. 250 per month.
The IDFC FIRST Wealth Credit Card, on the other hand, is designed for high net worth individuals who require personalized financial management services. The card offers a range of wealth management benefits, including personalized financial planning, investment advisory services, and access to a dedicated relationship manager. Cardholders can also enjoy a wide range of benefits, including reward points on all transactions, complimentary airport lounge access, and more.
The IDFC FIRST Wealth Credit Card also comes with a range of exclusive benefits and privileges that are tailored to the needs of high-net-worth individuals. The cardholders can earn 5 reward points for every Rs. 100 spent on all transactions, and they can earn up to 1 lakh reward points as a welcome gift and 20,000 reward points as renewal benefits.
One of the significant benefits of the IDFC FIRST Wealth Credit Card is that it offers personalized financial planning and investment advisory services. The cardholders can access a dedicated relationship manager who can provide them with expert advice on their investments, financial planning, and other financial needs. The cardholders can also enjoy complimentary airport lounge access at select domestic and international lounges, a fuel surcharge waiver of 1% at all fuel stations across India, and more.
In conclusion, both the IDFC FIRST Select Credit Card and IDFC FIRST Wealth Credit Card offer a range of benefits, rewards, and privileges to their respective customers. The IDFC FIRST Select Credit Card is suitable for customers who prefer a premium lifestyle and value rewards and benefits, while the IDFC FIRST Wealth Credit Card is designed for high-net-worth individuals who require personalized financial management services. The choice between the two ultimately depends on an individual’s financial needs and lifestyle preferences. Customers can evaluate their options and choose the card that best suits their requirements.
