Top Tradelines is Guaranteed: The Three Credit Bureaus

Most everyone knows what a credit score is. And through Top Tradelines, you can buy a seasoned authorized tradeline designed to help you boost your credit score. A seasoned authorized tradeline is guaranteed, yes guaranteed, to boost your FICO score with little effort.

But how is a credit score, otherwise known as a FICO score, calculated in the first place? Let’s take a look.

Calculating a FICO Score

A FICO score is a weighted score that looks at all aspects of your credit history and the accounts associated with you. Mainly, a FICO score looks at your payment history, the amount of money you currently owe, the length of your credit history, any new credit you have, and the types of credit you’re currently using.

As you can see, many aspects go into calculating a FICO score. So how does a seasoned authorized tradeline help?

A seasoned authorized tradeline has been established for at least two years- thus, it has history. A seasoned authorized tradeline that you can purchase access too will likely owe less than 20% of its credit limit. The less money you appear to owe, the better. Because payment history is consistent on a seasoned authorized tradeline, you won’t have much to worry about.

Credit scores are usually complied by multiple financial agencies. But the three organizations you should be concerned about are the three main credit reporting agencies: Equifax, Experian, and Trans Union. These are who creditors and lenders will be getting in touch with when it comes to deciding whether or not to loan you money or a line of credit.

Financial Wellness

A credit score is only one aspect of what a lender or creditor will be looking at when making loan or credit line decisions. In order to successfully qualify for most loans, a customer must have a decent credit score, consistent employment, and income. With a seasoned authorized tradeline, you can successfully raise your credit score, solving part of your problem.