In this guide we will explore the legal and financial structure of a limited company (SPV) that is set-up to purchase an investment property.

The limited company owns the property

When purchasing a property for investment purpose through a limited company (an SPV), the legal owner will be that company. It will appear on all the deeds and documents relating to the property at the land registry.

A company is a legal entity in it’s own right and as such has the right to enter into contracts and obtain finance just like an individual can. it can also sue or…

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Provides you with a financial sense check

Before you rush to purchase your buy-to-let property through a limited company, make sure you understand how the structure works, including the ins and outs of the latest tax rules.

In this guide we explore the differences between buying an investment property in your own name and through a limited company known as a Special Purpose Vehicle (or SPV).

(N.B: The terms limited company and SPV are used interchangeably in this guide as an SPV is the type of limited company commonly used in this context).

  1. An additional 3% stamp duty for investment property which came into force in April 2016
  2. Landlords who pay the higher-rate of income tax (40% — 45%) will have the tax relief they can claim on mortgage interest reduced to 20% by April 2020 (the…

Tracey from Run The Numbers

CPA Accountant and Director at Run the Numbers. Loves traveling and life. Drop a note at

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