That is a risk with RippleLabs, using XRP. It isn’t a true decentralized peer to peer network, instead being a more centralized one, that just has happened to create 100 billion tokens, and distributed 39 billion tokens out so far.
Centralization = bad. Premined tokens = bad. Ripple = bad.
Suppor something not only better, but also that serves a purpose to get away form the status quo banks. Bitcoin.