I am writing this to address the plethora of comments about prices of tokens and the thirst for their value going up. I hear few people talk about liquidity.

The reason for the price hikes, and the volatility is the lack of liquidity. This means when tokens are offered to sell, there…

I had designed an insurance based solution for payment protection but I then realised that there was a design flaw — the buyer and seller could be the same person and hence they could defraud the fund.

When I started to implement my original design for Zillerium, the sheer scale of payment problems hit me. I had no idea that in almost all of Africa most people use Cash on Delivery (COD) for e-commerce. As I researched this more with a view to implementing an MVP, I realised…

A part of the main Zillerium project is called ZIPS (Zillerium Insured Payment Systems) which is designed and published at zillerium.com. As part of my business level argument claiming why we need fraud prevention, I have included some statistics and evidence as…

Blockchains have gained a lot of interest globally for many reasons. One of the key ones is that they allow peer to peer transactions. But also in that architecture, there is one fundamental weakness, the guarantee that the contract between Alice and Bob actually is satisfied.