Feb 15, 2020Catching up on Ethereum at EthCCMy longtime friend and colleague Jerome de Tychey recently asked me to write a short reflective piece on the development and growth of the Ethereum Ecosytem in the context of Europe’s biggest Ethereum Event — the Ethereum Community Conference coming up on March 3–5 in Paris. I go back a…Ethereum7 min readEthereum7 min read
Oct 31, 2019Tinder Banking and Toilet BankingAbstract: Valuations of neobanks are reliant solely on growth metrics which may or may not translate into corresponding earnings due to structural factors in European markets that affect both legacy and neo banks. The disruption story has legs as neobanks start to make a dent in legacy banking topline and bottomline…Banking4 min readBanking4 min read
Oct 31, 2019Tinder Banking, Toilet Banking and Financial Inclusion — Part 2Preface Here’s Part 1 that talks about the challenges neobanks face in getting customers that on a net basis, pay the bank rather than the bank paying the customers to stay, and about the importance of getting basics right, eventually. Tinder Banking and Toilet Banking Abstract:medium.com Now let’s talk about a policy implication of the rapid #digitisation…Banking6 min readBanking6 min read
Oct 13, 2019Setting the record straight on LibraA terrific digital asset project with a terrible choice of the sponsor Twitter Sphere on Fire, Again When it rains news in crypto, it pours. A lot happened on Friday that overshadowed all the confidence inspiring news and ambition coming out of the Ethereum Developer Conference in Osaka. First the Simply Good News Alright — the number here might have…Bitcoin8 min readBitcoin8 min read
Sep 8, 2019Decentralised Finance Needs a Web3 EconomyAbstract: The social and demographic trends that have driven the creation of internet based money i.e. cryptocurrency are the same as the trends that created the burning man festival. Above all, the desire to return to a simpler economy and society is the critical common theme across the two phenomena. …Blockchain14 min readBlockchain14 min read
Aug 31, 2019The anthropology of #cryptocurrency and the possible end of the nation stateTribes and totems Don’t get me wrong, I am a huge fan of #bitcoin’s technology and all the amazing work it’s led to on the lightning network, ethereum, tezos, fabric, corda, ripple and countless other shared ledger technology paradigms. …8 min read8 min read
Jun 27, 2019Blockchains, Enterprise and RealAbstract: To avoid regret spend, you choice of the blockchain platform should be driven by a careful evaluation of your innovation strategy and a careful reflection on the arc of history in technology. History has shown that “consumer” technology e.g. …6 min read6 min read
May 7, 2019Enterprise Blockchain Is RealWhat’s the Big Fuss About? These days, Twitterverse is alive with discouraged blockchain consultants turned bitcoin maximalists eg Angus Champion de Crespigny and one of the originals of enterprise blockchain eg John Wolpert arguing that enterprise blockchain has very limited applicability if any and the future belongs to enterprises using…Blockchain10 min readBlockchain10 min read
Sep 9, 2017Don’t Decentralise Today. Invent Decentralised TomorrowI am an avid collector of #blockchain SWAG and in my collection, one of the best shirts is one from my friends at EOS. It says: decentralise everything. Unfortunately, IT DEPENDS. If you prefer, you can follow this tweetstorm — or bear with this rambling blog for a minute. The 2 by 2 of innovation Since…Blockchain12 min readBlockchain12 min read
Sep 7, 2017Why Blockchain Tokens are An Unstoppable ForceSo Noisy… For much of the past several months, I have commented on the legal and regulatory issues related to ICOs. It is true that in the short term, ICOs are fraught with all sorts of regulatory issues and market failure or regulatory capture in token markets is a genuine risk. Let’s Meditate… However…Blockchain8 min readBlockchain8 min read
