How Open’s smartest startup credit card simplifies startup expenses

Meghna Yadav
3 min readJan 19, 2023

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It’s difficult to be a startup founder. Specifically when it comes to dealing with the perpetual battle of expense management.

If you are one of those who pay the company’s expenses with a personal credit card, then you are surely familiar with the trials and tribulations of business finance management. Understandably, all you want is to have something like your own startup credit card that can smooth out business finance management.

Here comes Open’s Founder One card. It is Asia’s very first credit card that is exclusively designed for small business entrepreneurs and startups. This can be the startup credit card that small business entrepreneurs had been yearning for to manage their business finances like an expert.

Thinking about what makes it the best startup business credit card? 🧐

Founder One card is unique because it is the only existing credit card that integrates your payments and expense management into a single platform, giving you a bird’s eye view of all your business expenses. It would not be wrong to say that this card is akin to a startup credit card that transcends the boundaries of just being a credit card and does much more than that. With a range of exciting benefits that it provides, one can call it one of the best credit cards for small businesses.

If you are grappling with troubles in the realm of managing team expenses, Open has got you covered with its range of card products such as expense cards that come integrated with its online bank account. Hand this card to your teammates with pre-set limits and load them directly from your online bank account.

For now, let’s know more about the founder one card and how it makes itself one of the best credit cards for startups.

Still waiting to get a business credit card? We feel you

Running a startup comes with its unique and time-consuming challenges which revolve around your startup’s banking. From time immemorial, the primary focus of traditional banks has always been big corporates. Amongst the never-ending list of challenges that startup owners face, getting a business credit card tops the list. And challenges like perpetual documentation and hefty fixed deposit add more to the problem. Further traditional credit cards deem unfit to solve these challenges. Reasons being:

  • Fixed credit limit
  • No integration with expense management

The good news is that Open’s Founder One card solves these problems and more.

How Open’s Founder One Card got you covered!

(1) Minimal documentation & NO fixed deposit:

Any credit card that comes with minimal documentation and NO fixed deposit can be synonymous with the best credit cards for startups and Open’s Founder One Card is just that. Only a personal PAN, address proof, and KYC verification are required. Moreover, there is no compulsion of a hefty fixed deposit too.

(2) 100% digital application:

Now, we have always believed in providing a seamless digital onboarding experience to our customers. So forget about standing in long queues, once your KYC is verified, you are good to go!

(3) Flexible credit limit:

With Open’s credit card, you can get a flexible credit limit of up to Rs. 25,00,000.

(4) Separate your personal & business expenses

With Open’s Founder One card you can pay digital expenses from your company’s credit card & not yours. This will save you from a lot of heartburn.

(5) Enjoy other rewards that make perfect sense for your business:

With Open’s Cards you can get your hands on rewards that will help your business grow — perfect deals on everything from marketing and cloud communication to customer engagement platforms.

These features and benefits make it a card that fulfils all needs of a startup business credit card.

Get your Open’s Founder One card

India is nurturing a huge number of startups & it’s time to empower them with smooth business banking. Solving business banking challenges for startups & small businesses is at the heart of what we do with our neo-banking platform here at Open. And Founder One card is just a small piece of a host of features that makes managing business finances a cakewalk for 27L+ SMEs on our platform.

So, join the bandwagon of simplified business banking today and grab one of the best startup credit cards that simplify your business finance management. Discover more here.

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