The startup is you. Upstart lets you raise capital in exchange for a small share of your future income.
Quit worrying about what everyone else is doing. Focus on how you’re helping people.
For example, I have the weirdest taste in music. One moment I’m listening to Bob Dylan, the other moment I’m listening to 2Pac. You should look at my Spotify—it looks like a collection of albums from someone with multiple personality disorder.