Is it better to file bankruptcy or if you can let them garnish?

Is it better to file bankruptcy or if you can let them garnish?

Answer : I would recommend you to visit this site where one can compare from different companies: https://tinyurl.com/y6z7jp6x .

Related :


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“”
 What is the font used on Debit / Credit cards?
 We are producing a new website and want to offer novelty type membership cards, but cannot find the credit/debit card font used for numbers/names, etc. Any ideas?””
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“”
 Why is the zipper on the wrong side of my MENS ski jacket?
 PLEASE share what BRAND of jacket you have that has this?
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“”
 Are there payday loans for debit card accounts?
 
“”
 Auto loan question: who pays the dealer fee?
 I am interested in buying a car, however the finance manager at the dealership told me that I have to pay a $2,000 dealership fee. He said that bank charges the dealership the fee, but the customer has the pay it. Am I being scammed? (I have heard about the dealership fee from a few different dealers). Can someone help me out and give me the correct info. Thanks.””
“”
 What are the pros and cons of bankruptcy?
 I am in a lot of debt. the majoruty of it is medical bills, a gas/electric bills, a car repossession and 3 payday loans. I am being threatened with my paycheck being garnished and i have kids to feed. i understand that my credit will be horrible if i file for bankruptcy and i have never spent friviously. it may seem like it but i assure you i have alway had every intention of paying these things off. i really see no other alternitive but bankruptcy. what would you suggest?””
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“”
 What is the best credit card in Australia for air miles?
 There are so many out there my head is spinning. Basically, I’m after a card (not Amex, their fees are awful) that gives me: — a good rate of points per dollar — good value of the points when it comes to redemption (not a card that requires you to earn a million points to get a free cup of coffee) — good introductory incentives (interest free period, free travel insurance, bonus airmiles for first purchase etc) — low annual fee Any advice re this would be gratefully appreciated. Cheers, grant””
“”
 Mortgage & FICO question?
 I am getting ready to sell my home in one state, and move to another. I have a perfect payment record on my current mortgage. Should I talk to my current mortgage bank first? Will it be easier, better for me if I stay with them?? Also…if my FICO score is mid 60’s is that a problem?? I haven’t checked in a while so I think it is better…but that is where it was before!””
“”
 Is it hard to get a car loan through the dealership if you’re credit at the bank is at it’s limit?
 What do they look at when deciding whether to give u a loan?
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 “”We make 5,000 a month. How much mortgage can we afford?””
 My husband and i make a combined $5,ooo a month. We have paid all of our credit cards. We have a car payment of $450 a month and one credit card that we owe very little on. We are first time buyers and are wondering how much we would be able to afford and what are monthly payments would be including taxes and ins. We live in Los Angeles, Ca area. Hope all this info will help.””
“”
 I read that you can take a credit repair course to help your credit what are they and where do I find them?
 I am thinking this is like a class of some sort that you can take, is this true. I know what to do to repair my credit but I am wanting to buy a house soon and it said I would have a better chance of getting approved if I took a credit repair course. I have tried to look for them online but I haven’t found anything.””
“”
 SBI home loan interest rate changes?
 I took a home loan from SBI having interest rate 1% above base rate, about four month back. Currently SBI offering home loan with interest rate 0.75% above base rate plus they are offering 0.25% discount, there by effectivly offering home loan with interest rate of 0.5% above base rate. Its straight forward 0.5% more interest for me (existing customer) is it inline with all RBI policy. Can I get same interest rate as offered to new customer.””
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“”
 How does the personal loan from banks such as Bank of America or Citibank work?
 I just received an offer to apply for a personal loan for up to 35,000 with Bank of America and for up to 5,000 with citibank. I actually need no more than 7,500. The interest rate is between 9,97 and 27,88 based on credit worthyness. I will like to know how it works. I’m hesitating between that and applying for a credit card. My credit score is fair (650). A friend advised me to go for the loan because it’s a guaranteed fixed interest. But since I’ve never done it b4 I will appreciate some more advice. Thanks Much.””
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 “”MY 17 YEAR OLD SON HAS GOT A LOAN, HOW DID HE AND WHAT CAN I DO ?””
 Im not having ago or making a hoohah i just don’t understand how these people would allow it, and i cant always give him money when he wants, i work and have 4 children yes my choice i no they have everything they need and some of what they want, there father died, and i think im coping rather well i just wanted so advice jeez if you didn’t like it or thought i expect much then you shouldn’t have bothered commenting, who do you think you are, you sad sad person go away and maybe you should think about maturing “”
“”
 What’s the difference between an auto loan and…any other loan?
 I mean, why do banks have to have a separate category for auto loans? How is it different from just taking any other loan out and using that to pay for the car? Obviously, I’m not financial expert. I’m wondering what the advantages of auto loans are.””
“”
 What do I need to bring to get a payday loan?
 So… I get paid every other Friday and I got paid 2 days ago. I had to buy a new tire yesterday, and I really didn’t have the money. I was planning on getting a payday loan for about $200 or so so that I will have enough for groceries/bills for the next 2 weeks. I’ve been working at the same place since March 2008. I wouldn’t be able to repay it for 2 more weeks, since that’s when I’ll get paid again. I never needed to get a payday loan before, so I don’t know what I’d need or any of that. And also… will I get the money up front? Thanks. “”
“”
 Can two people finance two cars at the same time in one loan?
 my husband and i are in need of two new used cars and was wondering if we can both finace two cars and have it under one loan? like making one payments for both cars?
“Is it better to file bankruptcy or if you can let them garnish?


 How can I get my credit score?
 i would like to rent a car from thirfty rent a car and they want your credit score of 600.
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 Does anyone know of a way to file a Chapter 13 bankruptcy online?
 
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 Has anybody prepared a Chapter 7 Bankruptcy online themselves In California?
 
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“”
 How can I get a car when I can’t get a loan?
 I have applied for loans alone and with a cosigner. My credit is perfect. I’m being discriminated against because I am only 21 and apparently perfect credit history doesn’t matter when it’s only 3 years of credit. 1. Is there a way for me to get a loan? 2. If I can’t get a loan, what is my next best option? I want a car that isn’t more than 5 years old cause I can’t afford to keep fixing cars that break down.””
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 “”If I close a credit card account to avoid higher interest rates, will it adversely affect my credit rating?
 
“”
 Who is supposed to get the credit report? the Realtor or the person renting?
 my boyfriend is having some trouble with the realtor he’s working with. he is a college student trying to rent a house. the realtor told him he needs to get a credit report and send it to her. but he is having trouble getting one. his bank would not give him one because they said it was suspicious that she would ask him to get it instead of getting it herself”””” he called his realtor and she yelled at him and said that “”””she was not going to spend money trying to get something that he was supposed to already have done.””””””””””
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 Get a private auto loan?
 i want to get a auto loan to buy a car off my friend,,my credit is 606 and i have a 3 late payments,,who can i go through to get a loan for this car,,,its a 2006 honda civic with 126,000 miles and he is selling it for 8,500,,,can i get a loan for 10,000 and pay him the 8,500 and keep the other 1500 for tune ups and oil changes and other stuff for the car””
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 I cannot get a credit card no matter what i do. i have no credit at all. i never knew it would be so hard!!!!?
 
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 Payday Loans?
 Ok, I asked this question already, but no one really answered it..I live in Georgia and I need a payday loan that does not require direct deposit..I know this isn’t the way to go, but I have NO other choice, no relatives, nothing..so I would appreciate any help. I need to fill out an application online.””
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“”
 When is a great time to refinance an auto loan?
 This month makes 7 months i have had my car 2014 Nissan Sentra. Got financed from the Nissan motor acceptance corp im 22 this is my first new car purchase and they financed me because they have a first time buyer program. Is it a good time to refinance or wait? Im finaced for 82 months payments $397 interest rate 15%
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 Can you have two car loans at the same time?
 My husband needs to cosign with me so I can get a new car…he needs to cosign because I have declared Chapter 13 bankruptcy. Will this affect his credit rating when he goes to apply to buy his own new car?
“”
 I got approved for a walmart credit and received an online temporary shopping pass of $400.?
 Is $400 my limit or could my actual credit card limit be higher once I receive the credit card?
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 What are the different types of programs for first time home buyers?
 
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 “”If rent is 480–500 a month, can I afford it?””
 I am a server/hostess. I make around 15+ per hour I work being a server (that does include tips), and I make 9 an hour being an hostess. I work about 12–15 hours as a server a week and 10 as a hostess. I am currently saving up to move out, And i plan on saving every dime until the summer (when my mom is kicking me out) I have about 400 in the bank now. Can I afford an apartment? I don’t need anything for the apartment since my grandmother just got trasfered to a home so she said I can take whatever I need. Also, My boyfriend of 3 years will NOT be living with me, but as loving and sweet as he is, He is buying my food. So… Can I do it? Can I live on my own with about 3,000 saved up in the bank by the time I move out and the wage I am currently on? Im asking because I don’t know if I should take out an additional student loan to assist me, which is my last resort, a dorm is also out the the question. Also ANY tips would be greatly appreciated.””
“”
 Where could I get a FREE Credit Score?
 I want to know if there were any places I can look to get a free credit score for free or just a few dollars, I am interested in seeing what my scores are for all 3 divisions.””
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 What should I prepare before I rent out my condo? landlord question.?
 I will rent out my condo by oct 1st. What should I prepare for renting it out. I think I need to prepare forms for renters to sign, but how can I get those forms? Should I ask renters to buy renter’s insurance? Should I run their credit? If I need to run their credit, should I need their SSN? How can I know their rental history is good or bad? Please let me know what should I do step by step. Thank you for any help.””
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“”
 Since payday loans are illegal in Pennsylvania …?
 … does that mean the borrower doesn’t have to pay them back? If a payday lender is willing to give someone a loan that is illegal in this state, can that person borrow and just refuse to repay? I know that would be unethical, but can you do it?””
“Is it better to file bankruptcy or if you can let them garnish?


 How to raise credit score with credit cards?
 Is it wise to decrease your credit limits on credit cards that are seldom/never used? I know not to close the accounts because it will hurt my credit score, but if I just lower my credit limit, as long as I am still under the magic 10–30% usage of my total credit limit, can that actually help? I have heard that having too much credit can be considered a negative. I am hoping to purchase a home within the next 6–8 months and I am trying to do what ever I can to increase my chances of a good mortgage rate. BTW, I have done the free credit reports, and everything is correct. I have paid off most of my credit debt over the last year, and I am currently at about 15% of my total credit limit. I do have too many credit cards (6), but I am afraid to close them outright. Of those six credit accounts, three are completely paid off and never used, the one I regularly use is paid off every two weeks, one should be paid off completely in a month, and the other is getting paid off before I start filling out mortgage applications. I also have student loans, and a car loan that I am currently paying off as well. Sorry if this is too much information, but I want anyone who can give me an answer to have the full picture. Any help is appreciated.””
“”
 How can I file bankruptcy on a forclosure?
 Last year my husband and I lost a home we purchased about 3 years ago. This house was to be an investment. We remodeled the entire house and completed just as the market crashed. This past March the house was foreclosed on after being on the market as as short sale for 2 years. We want to file bankruptcy because this ruined our finances. We still have our home we live in but we now have 2 creditors suing us. How do we file for bankruptcy and include the taxes we will probably be charged for the house we lost in March 2010?
“”
 Free Credit Report question…?
 I’m trying to get onto freecreditreport.com, but it’s asking for a credit card number…it says its needed to establish my account, and won’t be used for anything else. Thing is, i don’t have a credit card. I’m trying to get a credit report because some outstanding things have come to my attention, and want to see my report. Does anyone know a way around this? Thanks in advance to everyone! :)””
“”
 Is there anyway to expunge a repo off your credit report?
 i was a few months behind and it was not a buy here or pay here lot, i tried making two payments but my check bounced””
“”
 Please help..how much does a payday loan cost if you pay it back in 30 days?
 I live in AZ and speedy cash by my house offers pay day loans…does anybody know how much it cost for a $400 dollar loan? How much will it cost if you pay it back in 30 days? thanks!!
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 If you file bankruptcy 13 and it gets dismissed per my request can you get it removed from your credit file ?
 I filled chapter 13 then requested it be dimissed which it was granted. Can I remove it from my credit file? I live in New Hampshire.
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 Who’s the singer?
 in the freecreditreport.com commercials?
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“”
 Are there really any true payday loan sites on the web?
 I have been searching and searching for a payday loan, but the problem I am running into is either they state at the bottom of the page: *The operator of this website is not a lender.* or they don’t state it and then they send you to another lending site that says the same thing. I have only found two so far, but I don’t meet the requirements. The two I found want me to have had my checking account for 2 years or more, and they want me to have had my address for 2 years or more. “”
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 How does your credit score go from 650 to 0 ?
 I was approved for a mortgage loan about 3 months ago, so my family and I were looking for the right”””” house. Well””
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 Why do you need power of Attorney to Transfer Motor Vehicle when refinancing Auto Loan?
 
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 Best buy credit card upgraded help?
 Logged in today and i had a message saying my best buy credit card had been upgraded to a mastercard ehat does this mean…. i have a limit og $1,500..does it mean an increase on my limit??? Help please””
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 “”Do you know of a direct short term loan, or payday advance site that doesn’t have a high processing fee.?
 That is fast and can work with a person with ok credit but has had the same a job for over 6 years with direct deposit which I can get online? All I find is ads that will get me to a lender. Which never happens.I don’t need a big loan.
“”
 What are some good mangas with…?
 1)What is a good manga with a masosadist main characters or main love interest? (that isn’t creepy like in Gamble Fish) Like in Madness and others but their name is escaping my mind, I know one was about a mafia/loan shark guy and ends up with his ex lover’s ex lover. 2) What are some similar mangas to… -Red River -Faster Than a Kiss -Black Butler -Tail of the Moon (how does it end?) -Skip Beat! -Beast Master -Oran Bead Club -Pandora Hearts -Deep Love Virus -Kio Hirari -Soul Eater -Akuma to Tsuki no Yoru -Hanatsuki Hime -Ludwig Kakumei -Kanata Kara _________And more 3) mangas with strong female characters!!!!! 4) other things -horror -supernatural -mysteries with murders -well drawn with hot guys -dark/gothic -funny -action 5) ABLE to read them at mangareader.net or mangafox.com””
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 Is your mortgage payoff usually lower or higher than your principal balance?
 
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 Whats a fast easy way to make about 300 dollars?
 i dont mind doing chores
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 “”Please help! Got denied for auto loan, can I apply somewhere else?””
 Saturday I went and applied for an autoloan at John elways crown Toyota in Ontario ca. My credit was good, score or 715. But I got denied because they told me banks can only finance you 15% if your monthly income. For example I make 1600 a month so 15% of that is around $275 so that’s the highest payment possible that I could have. Which I’ve never heard of and I know people who finance by themselves that make just as much as me with 2 cars in their name and a mortgage. Is it possible that if I try another Toyota dealership maybe San Bernardino or riverside that they might finance me? I mean my credit is good, and I do not pay rent. Do all Toyota dealers use the same banks even in in different cities?? Is it possible that another dealer will finance me? I can afford a payment up to 450.””
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 “”500 credit score $35,000 car can i get financed?
 My three credit scores are in the 500’s one is 550+.. I am building my credit (started late last year and some bad debt hit my credit). I am curious with a large down payment can i get financed for a vehicle that price? I currently make 70–80k per year.. Thanks.
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 Credit question. Is there a way to remove a late payment from one company on my credit report?
 I had a good record for the past 2 years with an account I have with Best Buy through HSBC and I was unemployed and made a late payment. Now it says that I have a 30 day late payment on my credit score. Does anybody know how I can remove this? and any idea on how many points my report drops from this?
“”
 What does a secured credit card with 9.99% APR mean?
 I am new at this and really need help. I am looking at a secured credit card. It has a 9.99% APR, what does that mean?””
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 My auto loan is in default;7mos. is there any way to adjust payments to end of loan timescale?
 I am willing to pay a substantial late fee. would sure like some help.
“”
 For those of you who have filed for bankruptcy lately?
 how long does it take appox when you file and by the time you go to court and its done . How many months in ca.? thanks
“Is it better to file bankruptcy or if you can let them garnish?


 Best credit cards for students?
 Will be working through school for $10/hr, 3days/week””
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 Will a credit card company give me a card after taking bankruptcy on them?
 Hello. I was discharged from a chapter 7 bankruptcy about a year and 9 months ago, and have been working on rebuilding my credit. I got a car loan immediately afterward, along with 2 high interest, high annual fee credit cards, and all 3 have been paid on, extra on each payment, on time, each month since then. The bankruptcy included most major card issues, including Discover, American Express, Chase, Capital One, Best Buy, GE Money, Wal-Mart, and Target to name a few. My question is, since those were included in the BK, will those issuers ever give me a card again if I apply? I figured I would ask before I just apply, as I wanted to try for at least one so I can get rid of the high interest cards and continue building my credit back up. Thanks””
“”
 How do you kill your best friend?
 She keeps annoying me and when I mean kill i mean theoretically. But really how do I cope with this behavioral. Shes crazy a f and acts likess she 5 year old some times!
“”
 How do I find out my credit rating for free? Is there a website I can go to or do I go through the mail?
 I have heard of sites such as freecreditreport.com”””” but that seemed like they were trying to sell me something. I just want to find out this information for free. I would like to stress that I want to find out my credit SCORE. I have heard sites such as annualcreditreport.com do not give you your score for free. I am a US citizen. Thanks in advance!””””””
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 Which credit score do i use?
 I know there are 3 credit score companies. But i live in Philadelphia and i have no idea which credit score is mine where i live any help would be great. and does it matter? thank you so much
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“”
 Insurance Question/ Collision insurance Question?
 Okay so I’m looking to get an older mustang from the 90s. But I’m going to have to take out a loan to buy the car. So my question is can I take out an auto loan for 6500 and not have to have collision insurance?
“”
 Is a 703 credit score ok to buy a new car?
 I’ve been wanting to buy a new car pref. a mitsubishi lancer 08. I’m kinda freaked out in going to the dealer and trying to get a lancer. You know im thinking there gonna laugh and say
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 Mortgages available for a discharged bankrupt?
 I have been discharged from my Bankruptcy for 3 years now & desperately want to get a mortgage as I am paying far to much in rent but don’t know where to look. I know it doesn’t matter that the debt from previous (even though NOT mine) will effect this but I would like to know the best way to start again as looking to buy a property with my partner who has never had any financial problems but I don’t want to go somewhere that I will be taken advantage of because of past issues. Serious help needed please…
“”
 Which dealerships will defer my down payment?
 I cant pay my down payment all at once and I wanted to know if anybody knew any car dealerships,banks ect that will either defer my down payment or allow me to add my down payment to my overall monthly payment?””
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 IS THERE A WAY TO CLEAN UP YOUR CREDIT ON YOUR CREDIT REPORT AFTER BANKRUPTCY CHAPTER 7?
 
“”
 Military wife with my own career and I can’t go to a payday loan?
 I do not use a payday loan regularly, but when the cable company takes a payment early or twice in the same month, I have to do damage control and that means putting more money in the account before payday. I am not protected from the idiocy of these companies either. Why can’t Congress protect us all from that and force those companies to pay the bounced check fees that result from their mistake?””
“”
 Why is a debit card called a debit card and a credit card called a credit card?
 I know that debit and credit are accounting terms, though I can’t remember exactly what each means (it’s been 20 years since I took a class in high school). I know the difference between the cards, I just can’t figure out why it’s called a debit card.””
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 Auto Loan question….?
 Please help…. I am a first time buyer, I need a loan so I can finance a used vehicle. I don’t own credit cards and I have student loans I am paying off- basically I don’t have credit. I have a full-time job, and a down payment saved $800–1,000 — -Can I still get an auto loan? Is it better for someone like me to go through a franchise dealer or independent dealer? Most banks require the loan minimum of $7,500 (U.S.) & the car must be 7 years old (or younger). BUT I also know some dealers can help you try to get a loan as well. I am afraid my APR is going to be way too high? Any recommendations or helpful insight…thank you!””
“”
 Can Individuals in China file for Bankruptcy?
 If so, how would it compared to the US.””
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 Juggling credit card balances?
 I have a few credit cards that are maxed out and one that has a lot of room left on it. I am trying to pay my cards off but can’t seem to quite get by without using credit at least a little each month. Am I better to use the one card that has a lot of room on it and completely STOP using the others so those balances will start to finally go down ? I have been trying to spread my spending across all the cards to keep any ONE card from having too much balance increase, but I think it may be the wrong approach and might be better to have only one that is increasing while all the others are going down. Please no lectures about spending. Although I WAS frivolous in the past which is how I got into this mess, I have cut my spending SEVERELY and within a couple of months I shouldn’t need to use credit at all. I’m just looking for the best way to distribute the spending until I get to that point.””
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 How can I get a free printout of my credit report and my credit score?
 
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 Is there Debt Consolidation company that handles Payday loans and other debts?
 Here’s what I have: $1000 payday loan debt $2000 debt to college $567 credit card debt Yeah, I’m not too proud of all that, but is there a debt consolidation company which can handle all of these categories of debt? I’ve only been able to find ones which handle only one type but not all three.””
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 Why cant i get approved for a payday loan? I need the money because I’ve been evacuated from the cali fires
 i have a job but why cant i get approved?
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 PAYDAY LOAN QUESTION…?
 Okay..well about a week and a half ago I had to get a payday loan from PLS. Today the $200 loan is due. They have been calling my job & cell phone constantly(at least 4 to 5 times a day) since monday..way before the loan was due. I have no idea why. Then aroumd 11am today I was coming home from the store when I saw a black lady with a bright yellow PLS shirt knocking on the door of my upstairs apartment. She finally just left a note hanging on my doorknob. I have never heard of nor experienced a payday loan company coming to someones residence before. Is this something new in 2012? Can they come to my job next? Is this even legal? Any advice would help..
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 Best loans for a 18 year old ?
 Hiya my niece is looking to take out a loan of 1000 she earns 80 PCM but has no credit history ect who and what would be and best as much detail as possible please in uk only thank you :)
“”
 Free credit report.com commercial!?
 where can i find any of the funny commercials for freecreditreport.com””””? i really want the new one that spells free if you can give me a good site””
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“Is it better to file bankruptcy or if you can let them garnish?