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Photo by Alfred Quartey on Unsplash

Like every other market, a stock market is a place where traders buy and sell shares or ownership of companies called stocks. They trade under well-regulated terms. The stock market works exactly like auctions where buyers bid and sellers sell to bidders at the highest price that enable them to make the highest profit possible.

In an auction, you put up goods for sale. In a stock market, these goods are either stocks or securities. When goods are brought to an auction, buyers begin to bid for them. Someone can say, “I will buy that for $10” and another person…


Today on SikaTalks we are looking at what investments are, the thoughts behind them, and some types that exist.

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Photo by Markus Spiske on Unsplash

In making an investment, resources are traded to gain assets. Resources do not always have to be monetary but they can be intangible resources such as time or effort. As a student, you can invest time to study a course with the hope of being employed in a reputable organization after graduation. This is an example of time investment to gain a good-paying job.

It is an asset purchased with the hope or expectation that it would yield profit or additional…


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If you are reading this you are probably a risk-taker looking for high returns on investment, but stocks are very volatile. You can make high returns and you can as well lose all of your investment with changes in the unpredictable stock market.

As much as stocks are great investment options to have in your investment portfolio, most people never diversify their stock portfolio for many reasons and this is a big trap. One of such reasons is ignorance. …


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Photo by Ishant Mishra on Unsplash

Investing in stocks should involve a bit of analysis which everyone can do with the right guidance. Applications like InvestSika makes this analysis process very easy and intuitive too.

There are a few things to consider when looking at a company you want to own a part of and we have looked at how the category a company belongs in and the size of the said company can be good pointers to look at in the first part of this series here. …


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Photo by Enoch Appiah Jr. on Unsplash

You might have asked yourself in the past how risky is investing in stocks? This article is for you, we will go into the risks involved, what mostly causes them and how to mitigate those risks.

Almost every good investment has some level of risk involved in them, with the stock market the major risk involved in this is the loss of the capital invested if the share price of the said company goes down from what it was when you bought it. This can be caused by a lot of different factors, some of them include:

The economy going bad

This one is…


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Photo by Markus Spiske on Unsplash

Investing in stocks should involve a bit of analysis which everyone can do with the right guidance. Applications like InvestSika makes this analysis process very easy and intuitive too. There are a few things to consider when looking at a company you want to own a part of and we would look into two of them in today’s post.

Category

There are over 2,000 companies publicly listed in the U.S stock market and that can look like a whole lot of companies. However, it gets less overwhelming when you look at them in categories. If you have an interest already in…


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Photo by Alfred Quartey on Unsplash

Have you heard anyone talk to you about bonds recently and wondered what in the world they were? Well, on today’s blog we are going to learn about financial bonds.
A bond is a loan that you give to someone in exchange for interest. At the end of the loan, you usually get your money back. In other words, each time you lent money to your friend in hopes of getting it back on a particular date, you basically bought a bond (just one without any interest rate).

A bond is a legal contract between lender and borrower and is…


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The average age for university enrollment is 18 in Ghana and according to interactions and our survey data, 52% of prospective InvestSika users are younger than the age of 25.

This means that a good number of people in the SikaTribe are still in the higher institutions of learning.

If you are one, this post is for you, there is a lot of things you are probably experiencing practically for the first time as a student. From taking care of yourself to time management and then even money management.

Just like learning to ride a bicycle might take some practice…


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Photo by Ishmeal Lamptey on Unsplash

On the road to becoming financially free, there are mostly two ways to ensure you have enough money to invest which you might have heard about before. Some people say reduce your expenses and others say to increase your income. As a young person in Ghana, you might be wondering where to actually start your journey and what to focus on, this post is for you.

The first InvestSika Webinar is holding this Saturday 19th December, 2020 on our Facebook Live, please register to attend, it will only take two minutes of your time.

Start with reducing expenses

Reducing your expenses involves budgeting and…


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Photo by Markus Winkler on Unsplash

In today’s post, you will learn about IPOs, what they are, and how it affects you the investor.

An initial public offering (IPO) is a process where a private company decides to offer its shares to the public and those shares begin to trade on the stock market like the Ghana Stock Exchange or globally in markets like the New York Stock Exchange (NYSE) or NASDAQ.

When a company IPOs, you can now buy shares of that company using InvestSika because they have now been listed on the stock market.

If you haven’t, please chat with Kojo of InvestSika here

Nwose Lotanna

Twitter:@viclotana || Web Developer and Writer [📩viclotana@gmail.com]

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