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“The mandate, in particular, is essential because it encourages people to purchase health insurance before they become sick. Without it, many healthy individuals will wait until they are sick to buy insurance, effectively draining all the money out of an insurance pool they haven’t paid into. Eventually, many insurance pools would simply collapse.”

And, of course, when the whole boat sinks without the mandate, Republicans will just point to Obama and claim it’s all his fault, showing that the collapse is evidence that the ACA was a lousy law to begin with.

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