Top 9 Payday Loans in Wichita KS that Put Cash in Your Pocket

Most people in their life time come across situations where cash is needed immediately and we have very few places to go and get it. One of the options that we have is a payday loan. The bank is not lending money for short terms or if the person has bad credit ratings or can’t show enough collateral to support the loan. Friends and family sometimes are unwilling or unable to provide you with the money for one reason or the other.

It’s in those situations where a payday loan or cash advance can be your best option. With so many payday loan sharks out there, sometimes we don’t know who can provide us a loan with the best interest rate. I met many of my clients that became victims if predictor’s lenders and that’s why I gather a list of the Top 9 Payday Loans in Wichita KS that Put Cash in Your Pocket Today if you fill out your application correctly and provide any requested proof or documentation right away. Let’s get right into it:

1. Cash Advance

Is has being in the market for a long time. They understand that people need this money right away for the most part and they have a large staff processing loans. Below are the pros and cons of cash advanced.

Pros:

· All credits welcome

· Very short application

· Has been in business since 1997

· Amazing customer service

· Free to use

· They don’t sell your information like other companies

· They seen to care about the customer experience

Cos:

· In Wichita KS they only provide a $500 loan for the most part. (you can try and request more).

2. Zippy Loan

Zippy Loans is the second one in the list. They provide loans of up to $15, 000 and proud themselves of trying to be the best in the industry. They process their application very quickly and all of their process is handle over the web.

Pros:

· You can apply for up to $15, 000

· Build your credit overtime

· All credit type accepted

· Money within 24 hours, sometimes within minutes

Cons:

· Sometimes they request more documentation (for bibber loans)

· No telephone on their website

3. Bad Credit Loans

Bad credit loans is by far the best one if your credit is not so good. These people will go above and beyond to help you get the loan you need.

Pros:

· Specialize with people with people with bad credit

· Free to use

· Fast approval

· Multiple repayment options provided

Cons:

· Keep you on hold for some times if you call them

4. iCash Loans

iCash Loan is well known for providing loans at a very short period of time. People can submit an application in less than five minutes and receive funds within hours if everything is fill out correctly. They have provided hundred of millions of dollars throughout the United States.

Pros:

· Fast Loan Process

Cos:

They’re might not be a good choice for people with bad credit

5. 100 Lenders — Personal Loans

This one is not a payday or cash advanced loan. It’s even better for many situations because it’s a personal loan. Personal loans give you a much lower interest rates and longer term to repay the loan. Personal loans usually will require fair to good credit since interest rate really depend on your credit rating.

Pros:

· You can borrow up to $40,000

· You get longer term to repay the loan

· Great customer service and attention to the customer

Cons:

Need to have a decent credit to qualify

6. Net Loan Express

Net Loan Express has been in the industry for a long time and are known to provide payday loans as well as installment loans to their client. Installment loan is another meaning for personal loans. You can request up to $5,000 and they are usually very fast and effective.

Pros:

· Provide both payday and installment loans

· Can be approved with bad credit

Cons:

No telephone number to contact them if you have any questions

7. Cash USA

Cash USA will allow you to apply for up to $10, 000 and have repayment plans from 90 days to 72 months. Their application only takes minutes to complete. To qualify for a personal loan with them you need to be a least 18 years old, U.S. citizen or permanent resident, Earn a steady monthly income of a least $1,000 after taxes. Have a checking account in your name and be able to provide work and home phone number.

Pros:

· Fast, Convenient loan request

· Cash in hand Fast

· All credit type accepted

· No embarrassment (can be acquired safely, securely and discreetly online)

Cons:

If your credit is bad interest can be a little high

8. Bad Credit

Their loan application just take just minutes to complete. You can use your pc, tablet or smartphone to complete your application. You can request up to $5,000 and it can be in your account within 1 business day if all documentations are provided immediately.

Pros:

· You can take up to $5,000

· You may use your cash for anything you want

· Multiple repayment options to choose from

Cons:

· They do a hard pull on your credit to get you the best options

9. Next Payday Advance

Next Payday Advance give you the advantage of applying online 24 hours a day, 7 days per week. They have a very strong encryption in their system to prevent spam. They only have 3 major criteria that you must meet before being approved for a loan. First, you need to be 18 years old or order. Second, you need to have a regular source of income. Third, your bank account must have direct deposit in order to get your money.

Pros:

· Very quick process and transparent service

· You can borrow more than $5,000 if your credit is great

Cons:

· They don’t tell you the max you can borrow

· Their website is not very user friendly

Who Do People Use Payday Loans

The majority of the people of the people use payday loans to avoid borrowing from friends and family.

In reality, payday loans are marketed as a short-term option. The average payday loan amount ranges from $350 to $500.

Payday loans are a great choice for borrowing money fast when you have an emergency

If you have no other options to come up with the money. For example, a good

use fora payday loan would be to pay a medical bill, or a vehicle repair or any

other unexpected expenses.

Some people like to go to a store, while other prefer to apply online since no one knows who you are.

Some company provide fast payday loans in Wichita KS, so there is no need to go stand in a line where everyone knows what you’re there for.

There’s no way for people to predict when an emergency will occur, that’s why you need to try to prepare for it.

Payday loans or cash advanced are good only if you will payday then as soon as possible.

The interest can be a little high on some of the loans, so that’s why you need to have a plan before you take it. Apply for a loan using one of the choices I provided or using your own choices.

I hope I helped you making an important financial decision and I wish you the best of luck in the near future.

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