10 Legit Ways to Earn PayPal Cash Online

Wavestar
12 min readSep 13, 2023

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In today’s digital age, there are countless opportunities to make money online. One popular and reliable method is to earn PayPal cash, a widely recognized and trusted online payment platform. With over 390 million PayPal accounts worldwide as of 2023, there is a massive user base that can provide potential income opportunities.

If you’re looking to make some extra cash or even start a new career, leveraging PayPal to earn money is one of the best options available. In this article, we will explore 10 legit ways to earn PayPal cash online. Whether you’re looking for quick and easy methods or more serious business ventures, there’s something for everyone.

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1. Take Advantage of Fast-Paying Survey Websites

One of the simplest ways to earn PayPal money is by answering online surveys. While not the most lucrative side gig, it can be a convenient way to earn some extra cash in your spare time. However, it’s important to note that many survey sites have high redemption minimums, which means it can take weeks or even months to get paid.

Fortunately, there are survey websites with lower redemption requirements that have a history of paying customers. These options allow you to quickly earn PayPal cash while watching TV or in your spare time. Here are a few survey websites worth considering:

Survey Junkie

Survey Junkie is a popular survey platform that offers PayPal cash redemption once you earn $5. Unlike some other sites, surveys are the only way to make money with Survey Junkie. However, they also offer various free gift cards as redemption options.

Pinecone Research

Pinecone Research is a survey website that requires you to request to join. Once accepted, you’ll receive survey opportunities via email. Each survey pays 300 points, which is equivalent to $3. Pinecone Research allows you to redeem your points immediately for PayPal cash.

Swagbucks

Swagbucks is a popular rewards site that offers multiple ways to earn points, including answering surveys, downloading mobile games, shopping online, and scanning grocery receipts. You can redeem your points for PayPal cash starting at $3 to $5, making it a realistic option to earn cash within a day or two.

PrizeRebel

PrizeRebel is a platform that lets you earn dozens of free gift cards and PayPal cash for answering surveys, downloading mobile games, and watching videos. While the survey payouts are usually in the $0.25 to $1 range, you can join for free and there isn’t a waitlist. Prizes are redeemable once you earn $5, allowing you to quickly earn PayPal money.

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2. Utilize Cash-Back Reward Apps

Another effortless way to earn PayPal cash is by using cash-back reward apps and websites. These platforms partner with various brands and pay you to shop with cash back. By linking your credit or debit cards to these apps, you can automatically earn cash back on eligible purchases. Here are a few popular cash-back platforms to consider:

Upside

Upside is a well-known cash-back app that partners with over 50,000 retailers, ranging from national chains to local favorites. You can earn rewards on eligible purchases of gas, groceries, clothing, and more. Upside’s rewards currency is versatile, allowing you to redeem for PayPal cash, gift cards, or bank account deposits. Additionally, you can maximize your rewards by combining them with credit card and debit card rewards.

Dosh

Dosh is an app that automatically tracks your spending when you connect a credit or debit card. It pays you cash back when you spend at partner brands, including popular names like Dunkin’, Domino’s, Macy’s, and Walmart. While cash-back earnings deposit into your Dosh account, you can redeem them through PayPal, direct deposit, or Venmo once you reach $25.

Ibotta

Ibotta is a popular rebate app that lets you earn cash back for buying groceries, clothing, beauty products, electronics, and everyday essentials from over 300 retailers. To use Ibotta, simply activate offers for products you want to buy, and then snap a picture of your receipt with the app. With partners like Best Buy, Kroger, Target, and Walmart, incorporating Ibotta into your shopping routine is easy. Once you earn $20, you can cash out through PayPal, direct deposit, or free gift cards.

Receipt Hog

Receipt Hog is a rewards app that allows you to earn coins by taking pictures of your shopping receipts. These coins are redeemable for PayPal cash and Amazon gift cards. Receipt Hog accepts almost any type of receipt, making it one of the most reliable ways to earn rewards for your shopping. While it takes 1,000 coins ($10) to cash out, Receipt Hog offers a fun way to earn extra cash for your everyday purchases.

How to Choose a Cash-Back App

When choosing a cash-back app, consider your preferences and shopping habits. Dosh is ideal if you want to earn passive rewards without activating offers before shopping. On the other hand, apps like Ibotta offer higher rebates and are suitable for those who don’t mind activating offers. Receipt Hog is a slower earner but accepts almost any type of receipt, making it a reliable option. Remember to stick to your budget and only buy products you need to maximize your savings.

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3. Freelancing for PayPal Payments

If you have marketable skills and want to earn PayPal money, freelancing is a great option. As a freelancer, you can offer your services to clients and receive payment through PayPal. There are various freelance job opportunities available, depending on your skills and interests. Here are a few popular freelancing jobs and their average hourly rates:

Graphic Design: Help clients with design tasks such as website updates, brochures, business cards, and promotional graphics. Graphic designers earn an average of $28 per hour.

Programming: Create websites, apps, and software for businesses. Programmers earn an average of $55 per hour.

Transcription: Copy audio recordings into written text as a transcriptionist. Transcriptionists earn about $15 per hour on average.

Tutoring: Teach subjects like English to online students across the world. Tutors earn an average of $21 per hour.

Writing: Write content such as blog posts, news updates, and website copy for clients. Writers earn about $35 per hour on average.

Virtual Assistant Work: Assist with administrative tasks such as scheduling appointments, email correspondence, and bookkeeping. Virtual assistants based in the U.S. can earn $15 to $20 per hour.

To find freelance work, you can explore websites like Upwork and Fiverr, which cater to most types of freelancers. Additionally, industry-specific freelance websites like TextBroker for writing or Guru for programming are worth considering. Freelancing allows you to choose your clients and work on your own terms. You can start freelancing as a side gig while working a day job and transition to full-time freelancing as your income grows.

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4. Earn PayPal Cash by Shopping Online

Believe it or not, you can make money while shopping online. Many shopping browser extensions automatically apply coupon codes and allow you to earn free gift cards for your purchases. However, if you prefer real cash instead of gift cards, several shopping platforms let you cash out through PayPal. Here are a few options to consider:

MyPoints

MyPoints is a paid survey website that also offers an online shopping platform. By shopping at retailers like Amazon, Best Buy, Home Depot, and Walmart through MyPoints, you can earn cash back. You can redeem your cash back for various gift cards starting at $5 or for PayPal cash at $25. Additionally, new members receive a free $5 Amazon or Visa gift card when they sign up and complete qualifying activities.

Rakuten

Rakuten is a cash-back platform that allows you to earn cash back at thousands of retailers, including Kohl’s, Macy’s, Nike, Target, and Walmart. Cash back earnings appear in your Rakuten account balance and can be paid quarterly through PayPal or check, provided you have at least $5 in your balance. Rakuten often offers sign-up bonuses between $10 and $20, but be sure to check the current offers before signing up.

TopCashback

TopCashback is another cash-back platform that lets you earn cash back at retailers such as Amazon, CVS, Home Depot, Sephora, and Walmart. You can cash out at any time, and reward options include direct deposit, PayPal cash, and free gift cards. TopCashback also offers a browser extension to ensure you never miss out on cash-back opportunities.

While it’s worth checking all three shopping platforms, as cash-back rates and retailers can vary, these options provide an easy way to earn PayPal cash while shopping online.

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5. Sell Your Stuff Online for PayPal Cash

If you have items lying around that you no longer need, selling them online can be a quick way to earn some PayPal cash. Online marketplaces like Amazon, eBay, and Craigslist offer opportunities to sell various items, but not all of them are PayPal-friendly. However, there are other marketplaces where you can sell your stuff for PayPal cash. Here are a few popular options:

Etsy: Etsy is a well-known marketplace for selling handmade goods. While not all regions accept PayPal, you can still receive payment through direct deposit, making it a viable option for many sellers.

Amazon and eBay: Despite not being exclusively PayPal marketplaces, Amazon and eBay provide access to millions of worldwide buyers. While Amazon doesn’t pay sellers with PayPal, eBay accepts PayPal as a payment method and offers various payment options depending on the customer’s purchasing method.

Other Marketplaces: You can also explore general rental marketplaces like Fat Llama to rent out assets such as camera equipment, drones, and vehicles. These marketplaces often pay lenders through PayPal or direct deposit.

Selling your stuff online can be a lucrative side hustle, and once you run out of your own inventory, you can try other methods such as thrift store flipping or retail arbitrage to buy merchandise and resell it online.

6. Make Money Testing Websites

Becoming a website tester is an enjoyable way to earn PayPal cash in your spare time. Companies pay website testers to provide feedback on their websites or apps, helping them improve usability and create a better user experience. Testing gigs typically involve completing tasks outlined by the client, such as creating a new online account or adding a product to a shopping cart. Here are a few companies that offer website testing gigs:

User Testing: User Testing pays $10 and up per test, which usually takes about 20 minutes. Occasionally, they also offer live hour-long testing sessions with clients, which can pay up to $120.

TryMyUI: TryMyUI pays between $5 and $30 per 20-minute test. They don’t require an external microphone.

Userlytics: Userlytics pays at least $5 per 10-to-20-minute test. Some longer sessions can pay up to $90, and an external microphone is not required.

PlaytestCloud: PlaytestCloud pays approximately $9 per 15-minute test. While they mainly focus on testing mobile apps rather than websites, it’s still a fun way to earn PayPal cash.

Most testing opportunities are available in North America and Europe. Once you sign up as a tester, you’ll receive email invitations when testing opportunities become available. Testing gigs are on a first-come, first-serve basis, so be sure to check your email and claim gigs quickly. Website testing is a fantastic way to earn PayPal cash in your spare time, but it’s important to note that it’s unlikely to generate a substantial income.

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7. Start an Online Business and Accept PayPal Payments

Starting an online business is an excellent way to generate income, and PayPal is a popular payment processing option for many businesses. By creating an online store and selling physical or digital products, you can accept PayPal payments from customers. Here are a few options to consider:

Shopify: Shopify is a well-known platform that allows you to create an online store and process payments through PayPal. You can sell various products, from apparel and accessories to digital downloads and subscription boxes.

WooCommerce for WordPress: If you already have a WordPress website, you can use WooCommerce, a popular e-commerce plugin that integrates with PayPal. It provides a seamless way to sell products and accept PayPal payments.

Deciding what to sell online depends on your interests and capabilities. Whether it’s handmade goods, digital downloads, or personalized gifts, there are numerous opportunities to turn your hobby into a profitable online business. As your business grows, you can potentially hire help or even transition to full-time entrepreneurship.

8. Get Paid to Stay Fit with Fitness Apps

Staying healthy is essential, and now you can get paid to do so with fitness apps. These apps allow you to bet money on yourself to reach specific fitness goals within a designated time frame. By achieving your goals, you not only win back your initial bet but also earn interest, giving you the opportunity to earn PayPal cash while getting in shape. Here are a few fitness apps that offer this incentive:

DietBet: DietBet allows you to join weight loss challenges with other players. If you successfully reach your weight loss goal by the end of the challenge, you split the prize pot of entry fees with the remaining players. DietBet winners earn an average of $20 to $100 in profit for completing a challenge.

HealthyWage: HealthyWage allows you to bet on yourself to lose weight. You set your weight loss target, time frame, and betting amount. The potential prize depends on various factors, including your goal’s aggressiveness, bet amount, and starting weight. HealthyWage pays out through check or PayPal.

StepBet: StepBet lets you earn PayPal cash by winning step-based challenges. By connecting your fitness tracking device or app, StepBet calculates a weekly step goal for you. Winning players usually earn $10 to $20 of profit.

While the main incentive is to encourage physical activity, earning PayPal cash is an added bonus. These apps provide a fun and motivating way to improve your fitness while earning extra cash.

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9. Rent Out Your Assets for PayPal Payments

If you’re looking for a passive income opportunity, renting out your assets can be a great option. Several rental marketplaces allow you to rent out items you own and receive payments through PayPal. Here are a few rental categories and marketplaces to consider:

Airbnb: By becoming an Airbnb host, you can rent out a spare room or your entire place. Airbnb pays hosts through direct deposit, making it a convenient option for PayPal users.

Neighbor.com: Neighbor.com allows you to earn extra money by renting out storage space in your home, such as your basement, garage, or storage shed.

Getaround: Getaround enables you to make money by renting out your car. Hosts earn 60% of the rental income, and Getaround pays through check or PayPal.

SpinLister: SpinLister is a platform for renting out bikes, surfboards, snowboards, and skiing equipment. Hosts can set their own rental prices by the hour, day, or week. SpinLister pays through check or PayPal.

Renting out assets is an excellent option if you have limited time available or prefer a passive income stream. Larger cities often provide more rental opportunities, but even smaller markets can offer lucrative options.

10. Become a Mystery Shopper for PayPal Payments

Mystery shopping allows you to earn PayPal cash by providing feedback on customer service and product quality. While traditional mystery shopping jobs require joining a company and going through an application process, you can now use mystery shopping apps to start earning money. Here are a few popular mystery shopping apps:

Field Agent: Field Agent allows you to find local mystery shopping gigs on an in-app map. Gigs typically involve auditing stores for cleanliness, rating customer service, or purchasing specific products. You can earn a few dollars per completed gig, and there is no minimum payout requirement. Field Agent pays through direct deposit or PayPal.

Gigwalk: Gigwalk offers mystery shopping gigs in the United States and Canada. Gigs are similar to those on Field Agent and often involve tasks like rating customer service or taking photos. Pay ranges from $3 to $100, with most gigs falling in the $3 to $10 range. Gigwalk pays through PayPal when you reach $35.

Shopkick: Shopkick is a rewards app that allows you to earn points, known as kicks, for various activities, including mystery shopping tasks. You can earn kicks by scanning product barcodes or finding specific products in-store. Kicks are redeemable for PayPal cash or gift cards.

Mystery shopping apps offer a flexible way to earn PayPal cash on your own schedule. While it may not provide a substantial income, it can be a fun and rewarding side gig.

Final Thoughts

Earning PayPal cash online is a viable option for those looking to make extra money or even start a new career. With the numerous opportunities available, you can choose the methods that align with your interests, skills, and income goals. Whether you prefer answering surveys, shopping online, freelancing, or starting your own online business, PayPal provides a trusted platform for receiving payments. Explore these 10 legit ways to earn PayPal cash online and find the method that suits you best.

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