Buy Verified Bank of America Account
Bank of America is a full-service national bank with roots dating back 240 years. It’s the second largest in the U.S. by assets and offers in-person banking through roughly 3,900 financial centers across the country. BofA also maintains a strong digital presence through its highly-rated mobile app and online banking platform. Along with personal banking products, Bank of America offers business and commercial banking products and services.
Bank of America offers three versions of its Advantage checking account. All three accounts come with a complimentary debit card.
Bank of America Account for Sale
Bank of America Advantage SafeBalance Banking® is a basic checking account. It only requires a $25 minimum deposit with a $4.95 monthly maintenance fee. The fee is waived for Preferred Rewards members and select students under 25 years of age. SafeBalance accounts aren’t eligible for overdraft protection because overdrawing isn’t permitted. Transactions are declined or returned unpaid when you don’t have enough funds in your account. There’s also no option to buy paper checks.
Bank of America Advantage Plus Banking® features a $12 monthly service fee monthly maintenance fee and options for adding overdraft protection and paper checks. A $100 minimum deposit is required to open an Advantage Plus checking account. You can waive the fee by:
- Having at least one qualifying direct deposit of $250 or more
- Keeping a $1,500 minimum daily balance
- Becoming a Preferred Rewards member
The fee is waived for select students under 24 years of age.
Verified Bank of America Account
Bank of America Advantage Relationship Banking® also requires a minimum deposit and features a monthly fee. You can waive the fee in two ways:
- Keep a combined balance of $10,000 in eligible linked accounts
- Become a Preferred Rewards member
The account is interest-bearing but features low interest rates, especially compared to many online banks. Paper checks and overdraft protection are also available for Relationship Banking accounts.
One detail to note is that with Advantage Plus and Advantage Relationship Banking, Bank of America may charge a $10 fee up to two times daily if you don’t have enough money in your account to cover a check or other transaction.
