After hearing about Sarafu local leaders of a small community group started building a support network in their community. …

by Isavary Khabuqwi The current reality is that following Covid-19 many have fallen deeper and deeper into debt. However, most individuals would still not openly disclose this reality to avoid the negative connotation that comes with owing. Imagine a world where household debt is no longer an individual burden, but…

As communities create their Community Inclusion Currencies as a credit against their future production, projects and excess capacity, Grassroots Economics is looking at various ways to connect these tokens together and as well to other networks. Below I’ll describe and contrast two approaches, namely a Fixed vs Algorithmic Rate liquidity…

Decentralized Exchange (DEX) Contracts contain multitudes. There are nearly infinite ways to use them to connect blockchain contracts (like Community Inclusion Currencies) for different use cases. Using them opens us up decentralized network topologies that we would never have dreamed of with old fashion stock exchanges and other financial instruments…

Traditional women’s groups (chama in Kiswahili) come together to save and give eachother loans. Interest or fees are added to users’ savings then divided back out and debts are cleared at the end of each year, and the cycle begins again. …

Since we started using blockchain for Community Inclusion Currencies (CICs) in September 2018 we have seen nearly half a million dollars (482k USD) worth of trade via 154k transactions with 19,877 registered user living below or near the poverty line to whom 8.9Million …

Communities can support each other and keep vital food systems and trade alive using a blockchain based vouchers system (Community Inclusion Currencies) accessible on any feature phone (no internet required). 12,000 Users have signed up across Kenya to help strengthen their local communities. Community groups (chamas) in Kenya are being…

With unstable food systems and deteriorating markets and supply chains, knowing how to target aid is crucial to providing relief and building more resilient communities. Sarafu, a Community Inclusion Currency (CIC) in Kenya, has a rapidly growing distribution network with 11k (mostly very small) businesses in some of the poorest…

IMF’s latest working paper shows that debt creation is the main source of money creation — commercial banks (not central banks) create and inflate the money supply through loan issuance based on market demand. …