Ivy Xiao – Medium

Ivy Xiao

Ivy Xiao

Money Behavioral Mistake #7. Representativeness — WitsMo Blog

Representativeness involves making judgments based on stereotypes.

3 min readJun 23, 2019

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Money Behavioral Mistake #7. Representativeness — WitsMo Blog

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Ivy Xiao
in
Future Vision

“When You Comin’ Home Dad?”

Lily’s dad, Tom, is a 43-year-old marketing exec. working at a Fortune 500 company. He was recently promoted to a senior vice president…

5 min readJun 14, 2019

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“When You Comin’ Home Dad?”

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Ivy Xiao
in
Future Vision

To Buy or Not to Buy: Why We Overshop and How to Stop? — Humanistic Financial Therapy can help.

You can never get enough of what you don’t really need. The proliferation of online shopping and auction sites has made the Internet a…

4 min readJun 10, 2019

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To Buy or Not to Buy: Why We Overshop and How to Stop? — Humanistic Financial Therapy can help.

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Ivy Xiao

Money Behavioral Mistake #6. Mental Accounting

Emancipate yourselves from mental slavery; none but ourselves can free our minds

3 min readJun 10, 2019

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Money Behavioral Mistake #6. Mental Accounting

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Ivy Xiao

How to Cope With Financial Stress Among Couples

“Give your stress wings and let it fly away.”

3 min readJun 10, 2019

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How to Cope With Financial Stress Among Couples

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Ivy Xiao

Will Your Past Psychological Trauma Impact Your Financial Decision Making Today?

“Getting over a painful experience is much like crossing monkey bars. You have to let go at some point in order to move forward.” — C. S…

3 min readJun 10, 2019

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Will Your Past Psychological Trauma Impact Your Financial Decision Making Today?

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Ivy Xiao

Money Behavioral Mistake #5. Anchoring

“Vision is the art of seeing what is invisible to others.”

3 min readJun 9, 2019

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Money Behavioral Mistake #5. Anchoring

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Ivy Xiao
in
Future Vision

Money Behavioral Mistake #4. Hindsight Bias

Let us not look back in anger, nor forward in fear, but around us in awareness

2 min readJun 9, 2019

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Money Behavioral Mistake #4. Hindsight Bias

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Ivy Xiao
in
Future Vision

Money Behavioral Mistake #3. Fear of Regret

When one door closes, another opens; but we often look so long and so regretfully upon the closed door that we do not see the one which…

2 min readJun 9, 2019

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Money Behavioral Mistake #3. Fear of Regret

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Ivy Xiao

Money Behavioral Mistake #2. Overconfidence — WitsMo Blog

“Sometimes the worst day for your ego is the best day for your soul.”

3 min readJun 7, 2019

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Money Behavioral Mistake #2. Overconfidence — WitsMo Blog

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Ivy Xiao

Ivy Xiao

Cognitive Psychology and Personal Finance Educated, ex-Wall Str. Private Banker. Co-Founder of WitsMo, www.witsmo.com — On-Demand Financial Therapy for All.

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