How to Cope With Financial Stress Among Couples

Ivy Xiao
3 min readJun 10, 2019

“Give your stress wings and let it fly away.”

Life happens. Financial stress is inevitable for most couples. Research has found that financial stress can have detrimental relational effects.

To prevent that, couples usually have three options if they are to restore and maintain relational equilibrium: they can reduce the stressors, change their meanings of the situation, or increase their capabilities. There is a study that’s focused on the third option by examining how to effectively communicate with each other in light of financial difficulties. Psychologists explored healthy couple communication as a potential mechanism couples (and those that work with couples at WitsMo) can use to alleviate the relational impact of financial stress. It was found that the negative impact of husbands’ financial stress on their marital quality is less severe when couples have positive communication patterns. Additionally, the negative impact of wives’ financial stress on the marital quality is less severe with healthy couple communication. Although financial stress may be inevitable for many, low marital quality does not have to be.

To prevent that, couples usually have three options if they are to restore and maintain relational equilibrium: they can reduce the stressors, change their meanings of the situation, or increase

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Ivy Xiao

Cognitive Psychology and Personal Finance Educated, ex-Wall Str. Private Banker. Co-Founder of WitsMo, www.witsmo.com — On-Demand Financial Therapy for All.