Even if stated without proof, I will agree with most that you’ve written in the first half.
But what makes you think that anything is changing? That technology has improved productivity and opportunity is both true, as much as it is trite and hackneyed to mention. But the benefits of this productivity have not translated to rising usable wages. The rich don’t just live off the fat of the land. They sell the fat at prices increasing faster than productivity benefits, and they use it to grease the political machines to maintain status quo. The proverbial pendulum swings to its financial master. i.e. Institutions that take the most, and move on to other pastures, when this has been squeezed dry.
It will take some serious rebooting on too many fronts before anything changes. Will the state decide that it owns all land and all the resources embedded in it? Can no one ‘own’ a home, but only rent the space from the state for their lifetime? If you can regulate the price of vegetables, why not also place a fixed cost on stone, ore, oil and the like, and let big industry only make profits on the value added through research and the rigour of production. Can we legalise peer to peer lending? And manage money transfers at <0.01% fees? Ultimately we need some form of big data driven — with lashings of good philosophies and character — ‘load balancer’ if I may, for the free market, for regulation, for governance, that makes sure that the rich can’t get richer simply because they already have the money, and it gets easier, for the middleclass to move towards flattening the monetary terrain.