Queen of my Castle
by Dipika Kalra, International Money Matters

There isn’t a person I know who hasn’t watched the Bollywood movie, Queen! I run out of words that could describe this movie. Actually, it isn’t a movie — it is an experience.
For those 2.5 hours I got involved with Rani’s (the protagonist) joys, sorrows, heartbreak and the condescending nature in which she was treated by her fiance. I got most inspired with her evolution within that time period and her courage to break free from the shackles of social standards (who is this society anyway?).
While watching the movie, I couldn’t help but wonder: what could be the financial implication of such a situation in any young girl’s life?
- Heartbreak is tough! As much as you hear: “it is for the better”, “he didn’t deserve you”, etc, it always hurts. Some options to get over heartbreak are: shopping, going on a holiday with friends, pursuing your hobbies and passions, and taking a course. None of these are free, unfortunately. Word of advice: start saving for a worst case always!
A monthly SIP ( Systematic Investment Plan) could go a long way in bailing you out of any situation that suddenly looms on your head.
2. Do not let past bad experiences affect your future decisions In a state of self pity, it might have been very easy for Rani to slip into that submissive life again by accepting a partner who wasn’t the right one for her.
However, she chose to step out of that territory and find one of her own. Often, we struggle with investments we have made in the past — we regret them, curse the person who sold them to us, stop any future investments and sit cushy with the money in the bank. Usually, bad experiences can be used to leap into the future with more gathered wisdom.
Research and understand the options of investment well before getting into them.
3. Transformation — Rani transformed from a meek, quiet, diffident girl to someone with a spark in her eyes, a skip in her step and a ton of confidence. This was possible only through her different experiences, and “finding herself”. Evaluate your options and then find those that make you comfortable.
Having savings and investments and going to bed knowing that they are making you money gives you confidence like nothing else!
4. Self Discovery — Rani’s journey made her aware of her own dreams and passions. Something as simple as cooking gave her a sense of joy when she realized she could sell what she made! Often, we don’t pursue our smallest dreams because we don’t put down and roadmap our goals.
Put down your financial goals and work towards them steadily.
You never know how these small steps help you realize your biggest dreams!
About the author: Dipika Kalra has been working in the personal finance space for the last 8 years , helping individuals simplify their financial future. Find her on Linkedin.