Peculium : Saving System in Cryptocurrency
The most obvious way to save savings is to open a deposit in a reliable bank. The rates are now 5–7%, which roughly corresponds to expectations on the level of inflation. Those who want to earn, can try to trade shares. This is a good way, but there is a risk of losing your savings. And there are bonds. About the bonds very few people know, but in vain. Bonds are a very reliable way not only to save savings, but also to earn.
Bonds — this is really quite a reliable way to competently save your savings. Much better than a bank deposit. The main thing is not to experiment with dubious companies.
And there is a small plus! The state is trying in every possible way to motivate people to invest money in bonds and thus support the Russian economy. And one of the ways of motivation is 13% of tax return. That is, if you open an IIS (individual investment account) and put any amount on it to 400,000 rubles, then in the next year, by submitting a tax return, you will be able to receive from the state an additional 13% of this amount (provided that you paid taxes in the previous year). Here there is a unique restriction, that it is necessary to invest a minimum for 3 years. But a tax refund can be received as early as next year after making money.
But now the future behind crypto-currencies, which give very good growth and most people start to invest in them and get a good profit.
The arguments of supporters and opponents of digital currencies largely reflect the traditional views on the economy. Supporters refer to coins on electronic purses as an invaluable tool that allows them to make good money on investing in crypto-currencies, without the help of central and commercial banks defending the interests of monopolies.
For example, in the Bitcoin case, all decisions are made by an extensive online community — in real time and without any intermediaries. This significantly reduces the cost of transactions and ensures anonymity.
By using the Ethereum blockchain, Peculium transactions will be stored immutably on a global ledger. Blockchain technology will allow for superior transparency and security for users of the platform. The Ethereum blockchain features self-executing “smart contracts” that allow parties to transact without middlemen, thus reducing the costs for the parties involved. Like the Ethereum blockchain, Peculium software is open-source and transparent. Due to the importance of security for building trust among users of the platform, the project will allot substantial sums to invest in security and will hire outside firms to analyze the security of the platform.
A quarter of the funds from the crowdsale will go into the First Solidus Contract (FSC), a self-managed smart contract that will run for six months. Besides building wealth for investors, FSC is meant to showcase the power of AIEVE to investors. 50 percent of the profits of FSC will go to investors and the other 50 percent will be used to maintain the project and fund its expansion. The profits of future smart contracts will also be evenly split between investors and the project.
In total, 20 billion PCL tokens will be created, and roughly three billion will be held by the project to keep it running smoothly. As an ERC20 token, PCL can be stored in popular Ethereum wallets.
The presale of the project will take place from November 1 to November 25, 2017, and the ICO will take place from November 26, 2017 to March 1, 2018. The project aims to attract a minimum of seven million euros and will regard the crowdsale as a complete success if 50 million euros is reached. Investors will be able to get better bonuses the earlier they purchase PCL tokens. After the ICO, the project will seek more investors to allow it to grow
The PECULIUM platform is supported by blockchain technology. Blockchain is a digital register. It contains all the transactions on the network. Blocks in the block are similar to the pages of the book. This unit is connected using a secure cryptographic function that keeps the register intact. Blockchain is stored in a network in a decentralized way. Simultaneous and multiple simultaneous existence of multiple copies of blocklets allows to avoid a single point of failure. In addition, the transaction on the block chain can be checked by anyone, which makes it unique and ideal for a truly transparent business practice in PECULIUM.
A total of 5% of these tokens will be sold in private sales from November 1 to November 22'17. The first 7 days of personal sales will be typical for registered users. Starting on November 27, 17, only 25% of the tokens will be sold during the initial coin placement stage (ICO), which will last until January 19'18. The first 5 hours of ICO will be considered before the ICO, which will benefit investors with an additional bonus of 5%.
At the extended phase of the coin delivery (CCO), starting from March 18 until the end of July 18; a total of 55% of tokens will be sold exclusively to large investors and invest from around the world, providing institutional funds and stability for long-term success. 15% of tokens will be conducted by interested parties (Team, Bounties, advisor). At the end of each phase, inactive tokens will burn. Tokens denoting tokens will be publicly available.
Initial investors and participants of the PECULIUM project will be allocated
Bonus. PECULIUM values support small and large crowds equally. The bonus will be allocated only on the basis of timeframes and will not depend on the amount of the fee. Private tenants will be given 50% of bonus tokens. In the preliminary ICO and ICO stages, the bonus structure will change over time from 35% to 0%, as shown below. Large investors at the stage of continuous filing of coins will not receive any bonuses.
The minimum funding target for this project is 7 million euros. If it can not raise the minimum funding target, 90% of the funds will be returned to investors within 1 week using a smart contract. 10% will be retained to cover operating expenses.
This project is very interesting, and I have a license plate to participate in the ICO. Now I support the company in the Bounty campaign. You can also join, follow this link https://bitcointalk.org/index.php?topic=2368249.0