What to Do if You Have an Accident in a Rental Car in Dubai!

Your Travel Buddy
3 min readAug 31, 2023

Imagine cruising through the stunning streets of Dubai in a rental car, taking in the breathtaking views of iconic skyscrapers and luxurious resorts. However, amidst this scenic beauty, accidents can still happen. Knowing how to navigate the situation can save you from unnecessary stress. In this guide, we’ll walk you through the steps to take if you find yourself in an accident while driving a rental car in Dubai.

Stay Calm and Assess the Situation

In the event of an accident, it’s crucial to remain composed. Check for injuries and ensure your safety and the safety of others involved. If possible, move the rental car in to a safer location to avoid obstructing traffic.

Ensure Safety First

Turn on your hazard lights and set up warning signs or cones around the accident site to warn oncoming traffic. Your safety and the safety of others should be the top priority.

Contact the Authorities

Dial the emergency number 999 to call the police and inform them about the accident. They will dispatch an officer to the scene to assess the situation and create an accident report.

Inform the Rental Company

Contact the rental car in Dubai company’s emergency hotline, usually provided in the rental agreement or on their website. Report the accident and follow their guidance on the next steps.

Gather Essential Information

Exchange contact, license, and insurance details with the other parties involved in the accident. Also, collect information from any witnesses present.

Document the Scene

Use your phone to take photos and videos of the accident scene, showing the damage to all vehicles involved. These visuals can serve as valuable evidence during the claims process.

Adhere to Police Procedures

Cooperate fully with the responding police officer. Answer their questions truthfully and provide accurate information. The police report will be crucial for insurance purposes.

Notify Your Insurance Provider

Reach out to your insurance company to report the accident. They will guide you on the necessary steps to file a claim.

Consult the Rental Agreement

Review the rental agreement to understand the coverage you have and any responsibilities you need to fulfill in case of an accident. This can help prevent surprises later on.

Seek Medical Attention

If there are injuries, seek medical help immediately. Your well-being and that of your passengers is paramount.

Keep Communication Open

Stay in touch with the rental company, insurance provider, and any other relevant parties. Clear communication ensures a smoother claims process.

Understanding Dubai’s Laws

Familiarize yourself with Dubai’s traffic laws and regulations to avoid any legal complications after an accident.

Filing an Insurance Claim

Follow the instructions from your insurance company to file a claim. Provide all necessary documentation, including the police report and photos.

Return Process for the Rental Car

Coordinate with the rental company on the return process for the damaged car. They will guide you on the steps to take.

Conclusion

Having an accident in a rental car in Dubai can be unnerving, but by following these steps, you can navigate the situation with more confidence. Remember to stay calm, prioritize safety, and communicate effectively with all parties involved.

FAQs

Is insurance included with rental cars in Dubai?

Yes, most rental cars come with basic insurance, but it’s recommended to check the coverage details.

Can I drive the rental car after the accident?

It’s advisable to follow the rental company’s instructions; they might provide a replacement vehicle.

Do I need an international driver’s license to rent a car in Dubai?

Yes, an international driver’s license is usually required along with your regular driver’s license.

Will an accident affect my future car rentals?

It might, as rental companies can consider your accident history when renting to you in the future.

How long does it take to process an insurance claim?

The time varies, but it usually takes a few days to a couple of weeks, depending on the complexity of the case.

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