Decentralized insurance architecture

Darius
2 min readOct 12, 2017

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Companies working with “Internet Of Things” have a lot of data made available for their products insurance. In collaboration with them we can offer decentralized insurance platform on blockchain technology. This platform could work like this:

Where prediction market will work like:

And core contracts architecture will look like this:

  • Contracts addresses manager — store all platform contracts addresses and allows us to manage and update contracts.
  • Patreon system — allows us to collect monthly payments for insurance product
  • Product states manager — allows control over product states, example : open for investment, open for public or finished
  • Permissions manager — controls relations between contracts
  • Configuration Manager — allows to store platform configuration
  • Events manager — handles all platform events and allows transparent audit of platform.

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