How to Avoid Losing Money When Payment in Shopping Online?
Currently, the consumers’ online shopping way is also quite diverse. They can do via e-commerce exchanges or social networks. Under online shopping, consumers gain many benefits such as quick, easy access to information, price comparison, saving time, especially for those who like to learn about reviews and then buy right on the web …
However, this shopping form also has many potential risks. You can become a victim of account attacks through online transactions. So how can you protect your money, please refer to the following notes:
1. Buy and Pay at the Good Website
Buy goods at reputable websites, licensed to operate, have clear contact information (address, phone number, tax code …);
2. Be Wary of Information Request from Strange Websites
If the websites request you to provide the below information: name, phone number, date of birth, address, hobby, medical history … be noted to carefully avoid. These may be websites that use information contrary to the law, causing trouble or even stealing financial information of consumers;
3. Beware of Strange Social Networking Sites/Accounts
This social networking sites/accounts that advertise products/services with very low prices or big promotions, requiring consumers to provide information, or they announce about winning coupons used to buy products of the company, whereby coupons are often worth less than product value, consumers have to pay an additional amount. The same warning with the form of winning notification and consumers must pay taxes/fees to receive the product. It maybe makes some troubles to your payment account.
4. Use a Credit Card Instead of a Debit Card
Credit cards will be a safer option than debit cards if you want to make online shopping transaction payment. If you are cheated with a credit card transaction, you can easily reclaim the bank rather than the amount withdrawn directly from the debit card account. And you can use the credit card with a sufficient limit when shopping online to limit the risk of being stolen account information.
5. Only Pay Orders at the Encrypted Website
Before making transactions at online merchant sites, check to see if the provider has encrypted their payments. Many websites now use SSL (secure sockets layer) technology to encrypt information transmitted from your computer to the provider’s server. This is displayed by the padlock icon and the website address will be started with “https:” instead of “http:”.
In case of disputes arising in e-commerce with business organizations and individuals through transaction payment, consumers may contact to local management agencies for support and advice. And please carefully note our tips for your best-protected account methods.
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