Analytics Vidhya
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Analytics Vidhya

How I created the most profitable in class Lending Club Portfolio

My portfolio stacked up against my peers’. Image by Author.

Lending Club was the pioneer of peer-to-peer lending. Borrowers would apply for loans as they would at any other bank. The loan applicants supplied information about themselves and their credit history was pulled.

Unlike a regular bank, Lending Club didn’t lend out of reserves or savings accounts — the money came from investors who could see that the…

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Jeffrey Scholz

Jeffrey Scholz

Ex-Senior Software Dev Manager at Yahoo. Currently building web3. Connect with me here: https://www.linkedin.com/in/jeffreyscholz/ or email jeff(at)8020cto.com