Open Banking Ecosystems: How they emerge

There are different types of ecosystems: Imagine a tropical rainforest on one side of the spectrum and a structured English garden on the other. In one, you design and enforce rules — resulting in a predictable but also more constrained system. In the other, you let things emerge organically, resulting in a more prolific, but also more intricate and even chaotic system. When it comes to finances, people tend to prefer the English garden with its predictability and are willing to accept some rules and constraints.

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Originally published at API-University.