Armchair Musings
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Armchair Musings

Personal Finance

The 13 Stages of Wealth

Moving from Dependence to Freedom to Abundance

It’s difficult to objectively judge personal wealth because we compare ourselves to others and continuously re-adjust to our own. All humans naturally run on the hedonic treadmill and eventually return to our steady personal baseline after getting that promotion, salary raise, or even winning…



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Ed Luo

Compliance and Product executive, Financial Independence at 31. Top writer in Finance. Creator of Armchair Musings. Read more: