Web 3.0 and Future of Employee & Group Health Benefit Ecosystem

Web 3.0 is driving future growth for healthcare & insurance intersection

Web 1.0 & Web 2.0 has been transforming the internet for more than decades and have been instrumental in shaping the digital infrastructure. These have been agents for transformation for healthcare but capabilities are limited to achieving secure & shared health care ecosystem.

“In employee & group health benefit placement ecosystem, brokers /employers /employees/ insurers now have to log on to five or six different systems to get complete information about policies, quotes, payments, benefits, OPDs and gets difficult to exchange information to each other,”. “So the Semantic Web could be a critical part of the way these things are translated for them.”

There are some similarities between Web 2.0 and the Semantic Web. For instance, Web 2.0 is characterized by the use of HTML, computer code attached to documents, images and other forms of data that enables anyone using a Web browser to find that data no matter where they are online.

If you are still trying to understand the world of blogs and wikis “ so-called Web 2.0 “ you might not feel ready to take on the next iteration of the Web. It’s Web 3.0 “ otherwise known as the Semantic Web “ and it could ultimately have the biggest impact on health care.

Although Web 2.0 is seen as an extension of the Web as its inventor, Tim Berners-Lee, first envisioned it, the Semantic Web could move the online universe into a completely different dimension.

“It’s about transition rather than innovation,” “Web 3.0, on the other hand, is a radically different approach that will allow humans to interact much more meaningfully with computers.”

The development of Web 2.0 started some 10 years ago, he said, and the recent proliferation of applications is simply a sign of its maturity. During that time, people have learned how to traverse the Web and discern whether the information they find is reliable.

“In health care, people now have to log on to five or six different systems to get complete information about patients,” “So the Semantic Web could be a critical part of the way these things are translated for them.”

However, unlike Web 2.0 technologies, which people can manipulate and use to navigate the Web, Semantic Web technologies are meant to be used by software agents running on computers. The workings of the Semantic Web will be largely invisible to users.

As futuristic as it sounds, early-stage applications of the Spatial Web or Web 3.0 are already here. Now is the time for leaders to understand what this next era of computing entails, how it could transform businesses, and how it can create new value as it unfolds.

Today’s technology applications are just glimmers of the emerging world of the Spatial Web, sometimes called Web 3.0, or the 3D Web (see sidebar, “Emerging definitions: Web 3.0 and the Spatial Web”). It is the next evolution in computing and information technology (IT), on the same trajectory that began with Web 1.0 and our current Web 2.0. We are now seeing the Spatial Web (Web 3.0) unfold, which will eventually eliminate the boundary between digital content and physical objects that we know today. We call it “spatial” because digital information will exist in space, integrated and inseparable from the physical world. (To read an example of how it might work in reality, see the sidebar, “A vision of the Spatial Web in health care.”) (Source)


Step a few years into the future, where connectivity, processing power, digital devices, and our ability to analyze and contextualize data have advanced considerably. In this world, much of our interaction with digital information happens away from traditional screens, tablets, and phones. Here, we meet a leading heart surgeon and researcher of cardiovascular health. She is starting her day, not by checking her phone, but by turning on her hands-free, intelligent interface.8 This advanced device curates multiple media channels that filter contextual information into her field of view, from social media and the news to her work schedule and secure patient information. This morning, she uses it to call a self-driving car to take her to the hospital; on the way, she attends a brief, holographic video conference with her child’s teacher. As the car reaches the hospital, the device shifts settings to enable a secure and rich mixed-reality medical environment, lowering the priority of notifications from her personal life.

She begins work by digitally “scrubbing in” for robotic surgery on a patient thousands of miles away.9 In this procedure, she will virtually guide her onsite human and robotic colleagues, who are present with the patient in the physical operating room. She’ll administer the procedure using combinations of “see-what-I-see” features, haptic-enabled and custom 3D-printed surgical instruments, and hands-free digital models. But before they begin, the team virtually convenes around a 3D digital twin of the patient’s heart.10 This exact digital replica has been a valuable tool in helping establish a surgical plan; thus far, it has been used to collaboratively monitor the patient’s condition, customize the surgical implants,11 and help the patient visualize the procedure. As the team moves into surgery, this digital twin provides real-time, AI-supported insights on the patient’s condition, poised to alert the surgical staff to potential alternate interventions. Fortunately, this surgery goes as planned; our surgeon successfully completes the procedure, and onsite colleagues close the patient for recovery.

As the team finishes, data from the procedure is collected, analyzed, and collated for a variety of purposes, based on the need and security permissions of whoever is accessing it. It will be used to support the individual patient’s postoperative care team; other parts of the health system may simultaneously draw off the same database using the billions of data points to help monitor public health and system capacity, run simulations, and improve outcomes.12

We are already seeing the early signs of this imagined future, although the interconnected network required across patient care, R&D, hospital systems, and other supportive industries may be a number of years away. However, we can see the value of these new interfaces and digital threads intertwining seamlessly for more effective results, both for the individual and the system. This integrated physical and digital network is expected to be constructed over time, built on the convergence of advanced technologies layered and designed both securely and interoperably.13

Building the Spatial Web

While we can’t predict precisely when Spatial Web maturity will arrive, the trend line toward this future has been emerging for decades. Just as earlier capabilities gave rise to Web 1.0 and Web 2.0, today’s leading technologies are fueling and informing the evolution into the Spatial Web as they advance across the three basic tiers of IT architecture (see figure below):

  • Interaction: The software, hardware, and content that we ultimately interact with
  • Computation: The logic that enables the interaction
  • Information: The data and structure that allow computational functions to be completed accurately, efficiently, and securely

Gabriel René, executive director of the Spatial Web Foundation, notes: “Downstream of these technology investments are the combinatorial benefits that come when you are not implementing them entirely separately, but as part of a larger strategy. This is how we upgrade to Web 3.0.”14

Building Ecosystem of Shared Employee & Group Health Benefits for Insures, Brokers, Employers & Employees

While we can’t predict precisely when Spatial Web maturity will arrive in healthcare & insurance sector as general but ASPIRE Health by Artivatic.ai is leveraging the future power of web 3.0 to building next-gen shared & automated employee health benefit system.

Why Artivatic.ai is choosing to rely on Web 3.0 for this health & insurance exchange platform ASPIRE HEALTH:

  • Employee & Group Health Benefits rely on exchange of private /confidential information
  • There are many stakeholders are involved in this process as insures, employers, brokers and employees
  • Insures, brokers, employers and employees uses multiple systems, emails, excel sheets, documents to get quote & benefits needed, consumes lots of time, efforts and delay the entire process, increases the risk of data and more.
  • Provider /Hospital /Pharmacy/Wellness/Doctors for employees on a single network to access information, consulting, and provide benefits in real time
  • Instant claims with universal health data access on Web 3.0

ASPIRE Health vision is to build next-gen ecosystem that decentralize entire network of insures, brokers, employees, employers, hospitals, OPDs, Doctors, Mental health & wellness, and Pharmacy on single chain.

SaaS Driven platform that allows a network to connect via single APIs and with driven workflow built on Web 3.0.

ASPIRE Health is aimed to be pioneer in the journey for shared health & insurer network. Wants to have demo for APSIRE Health, write to layak@aspirebq.com

Website: www.aspirebq.com

Artivatic Website: www.artivatic.ai

Note: Original Article published at ASPIRE HEALTH BLOG




Artivatic- insurance related solutions, research, business, products, articles, ai, ml, nlp, tech, underwriting, claims, risk, fraud, onboarding, distribution, documents, ocr, video, speech, mer, diagnostic reports and more.

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