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Cash Flow Is King
How to Make Money Every Month Without Market Risks
Today, I want to challenge a common belief that I think is fundamentally flawed. When it comes to building wealth and achieving financial freedom, many people fall into the trap of waiting for their investments to increase in value over time. However, the truth is that real profit isn’t made when you sell — it’s made when you buy. This strategic approach, focused on generating cash flow from the start, can transform your investment mindset and accelerate your path to financial independence.
Let me clarify: if you already have enough wealth to sustain your lifestyle, investing in index funds and waiting for long-term growth can be a great idea. But I believe many people are stuck in the fantasy of “save, invest in an index fund, and wait.” These days, I hear people say that indices have appreciated by X% annually over the last Y years. However, this statement is misleading if you’re making it based on historical highs.
For example, someone who started working in 1975 and retired in February 2009 might have invested all their money on day one (unlikely), yet their annual return would have been only 4–5%.
Now, let me show you how adopting this cash-flow-focused mindset can help you build wealth faster and more securely.
