Can I Use American Express Card (Amex) in Bali?

Are you planning a trip to Bali and wondering if you can use your American Express card (Amex) for your transactions?

LVM
Bali Luxury Travel
5 min readJun 4, 2024

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It’s a common question for travelers, given the popularity of Amex in many parts of the world. Let’s delve into whether you can rely on your Amex in Bali.

Are you planning a trip to Bali and wondering if you can use your American Express card (Amex) for your transactions?

Understanding American Express Acceptance in Bali

American Express is accepted in many countries around the globe, including popular tourist destinations like Bali. However, it’s essential to recognize that the acceptance of Amex may not be as widespread as Visa or Mastercard. While you’ll likely find establishments that accept Amex in Bali, there may be instances where it’s not an option.

Can I Use American Express Card (Amex) in Bali?

Where Can You Use Your American Express Card in Bali?

  1. Hotels: Many upscale hotels and resorts in Bali accept American Express for room bookings and other expenses. These establishments often cater to international travelers and are more likely to accommodate various payment methods, including Amex.
  2. Restaurants: Some restaurants, especially those in touristy areas or high-end dining establishments, may accept Amex. However, smaller local eateries and street food vendors might not have the infrastructure to process Amex transactions.
  3. Retail Stores: Larger retail outlets, boutiques, and shopping centers in Bali may accept American Express. Again, this depends on the individual store’s policies and their readiness to handle Amex payments.
  4. Tourist Attractions: When it comes to paying for tours, excursions, or entrance fees to attractions, American Express might be accepted at some places, especially those frequented by international tourists. However, it’s advisable to carry alternative payment methods as a backup.
  5. Transportation: Taxis, ride-sharing services, and other transportation options in Bali may not always accept Amex. It’s wise to inquire about payment methods before hopping into a vehicle to avoid any inconvenience.
Amex Cardholders Pre-travel checklist

Amex Cardholders Pre-travel Checklist

To make your holiday even more relaxing, there are a few things we suggest you do before you go.

  • Check your Amex Card expiry date before you leave, just to make sure it doesn’t expire while you’re overseas.
  • Be aware of your Credit Card limit if you plan on spending while you’re away.
  • Add your card to your Mobile wallet for convenience and safety as you travel.
  • Make note of your insurance company’s phone number and your policy number in case you need to find them.
  • To help avoid late payment fees, set up automatic Credit Card payments before you go.
  • Don’t forget to check out Amex’s destination guides before you set off.
Tips for Using Your American Express Card in Bali

Tips for Using Your American Express Card in Bali

  1. Carry Backup Cards: While American Express is accepted at many establishments in Bali, it’s always a good idea to have a backup card, preferably Visa or Mastercard, in case you encounter a place that doesn’t accept Amex.
  2. Inform Your Bank: Before traveling to Bali or any international destination, notify your bank about your travel plans. This helps prevent your card from being flagged for suspicious activity when used abroad.
  3. ATM Withdrawals: While you can use your American Express card to withdraw cash from ATMs in Bali, be aware of potential ATM fees and foreign transaction fees imposed by both your bank and the ATM operator. Usually, American Express charges a currency conversion fee of 2.99% for every purchase you make in a foreign currency.
  4. Currency Exchange: When making purchases with your American Express card in Bali, you may be given the option to pay in either Balinese rupiah or your home currency. Opting to pay in the local currency often results in better exchange rates.

Learn more About Using your Amex Credit Card overseas

Exploring Bali with LOV Angels: Your Ultimate Payment Guide in Bali for Amex Cardholders

Exploring Bali with LOV Angels: Your Ultimate Payment Guide

LOV Angels ensures the best options for payment, recommending top-notch establishments, and providing dedicated concierge services.

Seamless Payment Options

At LOV Angels, we understand the importance of hassle-free payments during your travels. Whether you prefer using your American Express card, TransferWise, Revolut, or cash, we tailor our services to accommodate your preferences. Our goal is to ensure that you can enjoy your Bali experience without worrying about payment logistics.

Recommendations for the Finest Establishments

When you travel with LOV Angels, expect nothing but the best. We handpick top-rated restaurants, hotels, and venues in Bali, taking into account your preferences and payment methods. Whether you’re craving exquisite cuisine, seeking luxury accommodations, or exploring vibrant nightlife spots, our curated recommendations guarantee an unforgettable experience.

Dedicated Concierge Services

As a guest of LOV Angels, you’ll have access to a dedicated concierge throughout your stay in Bali. Need to exchange your US dollars for local currency? Our concierge will handle it for you, ensuring competitive rates and hassle-free transactions. Whether you require assistance with reservations, transportation, or currency exchange, our concierge is always on hand to cater to your needs.

Embracing Flexibility and Convenience

Flexibility is key when it comes to payment options. While we prioritize providing recommendations for establishments that accept American Express, we also understand the importance of having alternative payment methods available. Whether you choose to pay with Amex, TransferWise, Revolut, or cash, we ensure a seamless and convenient payment experience at every turn.

Embark on your Bali adventure with confidence, knowing that LOV Angels has taken care of all your payment needs. From recommending the finest establishments to providing dedicated concierge services, we’re committed to enhancing every aspect of your travel experience.

Book your next trip to Bali with LOV Angels

Embark on your Bali adventure with confidence, knowing that LOV Angels has taken care of all your payment needs. From recommending the finest establishments to providing dedicated concierge services, we’re committed to enhancing every aspect of your travel experience. Whether you prefer using your American Express card or exploring alternative payment methods, we’re here to make your journey unforgettable. With LOV Angels by your side, indulge in the beauty and luxury of Bali without any payment-related worries.

For more information and to unlock a world of luxury experiences, talk with our LOV Angels personal assistant today.

Please contact our concierge team at +6287750479352 or bookings@thelovangels.com

Explore our memberships for high-profile clients seeking lifestyle management and one-of-a-kind experiences.

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LVM
Bali Luxury Travel

We’re leading luxury travel to something more emotional and inspiring.