How to finance purchases without harming your wallet!
If you’ve been keeping up with our blog, then chances are you already have a slight idea about what we’re about to talk about. Certain purchases can be a tad bit expensive, especially when you’re on a budget or when you’ve found yourself in a financial crunch. While sometimes, getting the items we desire can be pushed back a month or two, other times, not so much.
When you find yourself in a situation where you need to purchase something that’s bound to leave you broke, then we have great news for you. Have you considered Easy Payment Plans? Because if you haven’t, then you’re missing out on a lot. And here’s why!
This financing jewel is a great way to finance expenses without feeling financial stress . Basically, they are simple plans that allow you to buy now and pay later in installments over a period of up to 36 months! They’re easy and friendly on the pocket, guaranteed to be your savior in times of need.
How do they work?
The process is simple. If you’ve purchased any item from our partners, you’ll be given the chance to settle the amount via an Easy Payment Plan. Upon buying the items with your credit card, you’ll get to customize payments according to your needs, whereby you will have from 3 months up to 36 months to repay back the money at your convenience. The only thing you should keep in mind is that you will be charged a small sum every time you decide to make use of these plans. If you intend to pay back those purchases in less than 12 months, then the fee will be 5 JOD. And if you plan to take more time, then you will need to pay 10 JOD.
What about non- partners?
You can still make use of these plans even if the stores you’re buying from are not part of our network! All you need to do is call our call centre on +(962) 6 560 0444 and inform them that you’d like to finance your last credit card purchase via an Easy Payment Plan. The same rules apply except for one single difference. Because the stores are not part of our network, you will need to pay a 1% interest rate on your purchase. Here’s an example:
Let’s assume you want to buy a laptop that costs 1,000 JOD. If you customise your plan over 12 months, then first you will need to pay a one-time fee of 5 JOD.
If the store is one of our partners, then the monthly installment will total 1,000/12= 83.3 JOD per month. If the store isn’t one of our partners, then you will be charged 83.3 JOD +1%= 93.3 JOD per month.
Why choose Easy Payment Plans?
There are so many reasons you should opt to use these plans! These plans are designed with your needs at the center of them allowing you to buy things you need now and pay later without adding any financial strain.
So, what are you waiting for? The next time you’re hesitating about buying something, make sure to benefit from our Easy Payment Plans that are dedicated to making spending easier!
