華田銀行
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華田銀行

銀行閑談 (166) — 支票是否過時的產物呢?支票還有沒有未來呢?

滙豐同恒生喺上周三 (3 月 23 號) 一齊推出推機入票服務,對於由滙豐或恒生所發出嘅支票,滙豐或恒生客戶可以選擇經手機 App 入票,省卻親臨滙豐恒生分行入票嘅時間。

我留意到網上反應都幾兩極,一邊係大舉贊成,尤其喺疫情期間分行數目大減,收到支票都真係幾難處理,雖然暫時只限處理滙豐恒生嘅支票,都聊勝於無啦。

另一邊廂嘅批評聲音有兩種,一係嘲笑香港銀行不思進取,呢個技術喺英美兩國已經有超過 10 年歷史,根據 Financial Times 嘅報道,英國有類似服務嘅銀行就包括 Bank of Scotland, Barclays, First Direct, Halifax, HSBC, NatWest, RBS, Starling 同 Virgin Money 九家銀行,香港實在太慢喇!

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華田 Watin

華田 Watin

Wallace Tin || Sloppy Mercenary || Banks, Languages & Mo-liu Things || fb.me/WatinResearch || patreon.com/watin || watinmedium@gmail.com

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