華田銀行
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華田銀行

銀行閑談 (170) — 虛銀 eDDA 戰更新 — 一年過去虛銀入錢係易咗定難咗呢?

喺上年 3 月初寫完虛銀 eDDA 戰情況,喺 3 月下旬市場就傳出消息,話 eDDA收費風波暫告一段落,各銀行就eDDA「轉錢」所徵收的費用,由以往「一刀切」改為「分層收費模式」,即係單次過得少、手續費就畀得少,銀行間費用結算亦由各有各收 (好聽啲叫 OTC 啦),變成由 HKICL 中央結算,每月向各銀行發出賬單,大家就唔使再嘈,亦唔好拖數啦唔該。

所以喺上年 3 月開始,如果銀行唔甘願被對手欺壓,又因為無得再賴數 / 拖數,都紛紛斬纜,或者喺「分層收費」之下,大幅減低每次入錢嘅限額,寧願叫個客分 10 分入錢,用盡個低層收費,都唔畀個客一次過入一大嚿錢,財技啦吓。

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華田 Watin

華田 Watin

Wallace Tin || Sloppy Mercenary || Banks, Languages & Mo-liu Things || fb.me/WatinResearch || patreon.com/watin || watinmedium@gmail.com

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